By opening a Robinhood account, you agree to receive all account-related documents and legal notices electronically instead of by mail.
This analysis describes what Robinhood's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This provision means that important financial and legal documents, including trade confirmations and regulatory disclosures, will be delivered only electronically unless the customer specifically requests otherwise, which requires customers to actively monitor their digital communications.
The updated terms establish new fiduciary verification and personal liability provisions for trust and custodial accounts. Trustees are now required to complete Robinhood's identity verification and onboarding before accessing trust accounts, notify Robinhood promptly of any material changes to the trust (amendments, revocation, trustee changes), and provide the correct taxpayer identification number for the trust. The revised language states that trustees are personally liable for obligations, debts, or negative equity arising from instructions given outside the scope of their authority under the trust instrument or applicable law. Robinhood reserves the right to freeze trust accounts or request updated documentation at any time, and will rely on instructions from any onboarded trustee without requiring consent from co-trustees or verifying compliance with the trust instrument. You should consult a tax advisor regarding the appropriate taxpayer identification number for your trust and review your fiduciary authority under the applicable trust instrument before executing trades.
View change record →Account statements, trade confirmations, and all regulatory disclosures are delivered electronically under this provision; customers who do not regularly monitor their Robinhood app or associated email address may miss time-sensitive financial or legal communications.
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"By opening an account with us, you consent to receive all communications from us electronically, including account statements, trade confirmations, prospectuses, and other required disclosures. You agree that electronic delivery satisfies any obligation we may have to provide you with written documents.Excerpt from Robinhood's Customer Agreement (PDF)
REGULATORY LANDSCAPE: Electronic delivery of required broker-dealer disclosures is governed by SEC guidance on electronic delivery of securities information, FINRA rules on customer account statements and trade confirmations, and the Electronic Signatures in Global and …
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This provision means that important financial and legal documents, including trade confirmations and regulatory disclosures, will be delivered only electronically unless the customer specifically requests otherwise, which requires customers to actively monitor their digital communications.
Account statements, trade confirmations, and all regulatory disclosures are delivered electronically under this provision; customers who do not regularly monitor their Robinhood app or associated email address may miss time-sensitive financial or legal communications.
ConductAtlas has identified this type of provision across 296 platforms. See the full comparison.
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