Revolut can suspend or close your account and block your card without warning if it suspects fraud, illegal activity, a security risk, or a serious breach of the terms. This means you could lose access to your funds at short notice.
This analysis describes what Revolut's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Account suspension can effectively freeze your access to funds you depend on for daily spending, and because Revolut may act on suspicion rather than confirmed wrongdoing, legitimate customers can be affected by automated or precautionary actions.
Interpretive note: The clause uses 'reasonable grounds' which is subject to interpretation, and the absence of a defined suspension timeframe creates uncertainty about the duration of any access restriction.
If Revolut suspends your account, you may be unable to access your money, make payments, or use your card until Revolut completes its enquiries, with no guaranteed timeframe provided in the terms for resolution.
How other platforms handle this
Linear will use commercially reasonable efforts...to (x) provide Customer with notice and an opportunity to remedy such violation or threat prior to any such suspension...
Where required by law, which may include in the Province of Québec, we will provide you with written notice of the suspension or deactivation of your account, including the reasons which led us to take such action.
If we learn that we've collected the personal data of a child under the age of 13 or 16, as applicable, we'll take reasonable steps to delete the personal data. This may require us to delete the Skillshare account...
"We may suspend or close your Account, or stop you from using your Revolut Card or any of our other services, if we have reasonable grounds to do so, such as: a legal or regulatory requirement for us to do so; a serious concern about the security of your Account; we reasonably suspect your Account is being used in an unauthorised way, or for illegal purposes; or you have seriously or persistently broken this Agreement.Excerpt from Revolut's Terms of Service
REGULATORY LANDSCAPE: This provision engages the Payment Services Regulations 2017, which permit payment service providers to suspend access under defined circumstances, and the Proceeds of Crime Act 2002 and Money Laundering Regulations 2017 which may …
Enforcement risk, jurisdiction flags, contract triggers, and due diligence action items.
Get the research letter
Companies change their terms quietly. We read every version and catch what actually changed. One email a week on the changes that matter and what they mean.
Account suspension can effectively freeze your access to funds you depend on for daily spending, and because Revolut may act on suspicion rather than confirmed wrongdoing, legitimate customers can be affected by automated or precautionary actions.
If Revolut suspends your account, you may be unable to access your money, make payments, or use your card until Revolut completes its enquiries, with no guaranteed timeframe provided in the terms for resolution.
ConductAtlas has identified this type of provision across 277 platforms. See the full comparison.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Revolut.