Revolut · Revolut Terms of Service

Age Restriction and Minor Account (Kids and Teens)

Medium severity
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What it is

You must be 18 or older for a standard Revolut account. Children aged 6-17 can have a Kids and Teens card, but only if a parent or guardian with their own Revolut account opens it for them.

Change history

modified Apr 29, 2026

Previous version had empty excerpt with 'User Eligibility and Age Restrictions' label; current version now specifies exact age thresholds (18 for adults, 6-17 for supervised minor accounts) and parental guardianship requirements.

View full change record →

Consumer impact (what this means for users)

Parents who open a Kids and Teens card for their children should be aware that their child's financial and personal data will be collected and processed by Revolut and Lead Bank, subject to applicable children's privacy laws.

Cross-platform context

See how other platforms handle Age Restriction and Minor Account (Kids and Teens) and similar clauses.

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Why it matters (compliance & risk perspective)

The Kids and Teens product extends Revolut's services to minors, creating specific regulatory obligations around data collection and protection for users under 13 under COPPA, and under 18 more broadly.

View original clause language
You must be eighteen (18) years or older to open a Revolut account. A Revolut – Kids & Teens card may be opened by a parent or legal guardian for children ages 6 to 17. The parent or legal guardian must have a Revolut account in order to open a Revolut – Kids & Teens card.

Institutional analysis (Compliance & legal intelligence)

(1) REGULATORY FRAMEWORK: Accounts for children aged 6-12 engage COPPA (15 U.S.C. §§6501-6506; 16 CFR Part 312), which requires verifiable parental consent for data collection from children under 13, enforced by the FTC. Accounts for children aged 13-17 may engage state-level minors' privacy laws including California's Age-Appropriate Design Code (AB 2273). CFPB's Prepaid Accounts Rule (12 CFR 1005.18) applies to prepaid accounts issued to minors. State consumer protection laws may impose additional requirements on financial products marketed to or held by minors. (2)

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Applicable agencies

  • FTC
    The FTC enforces COPPA (16 CFR Part 312) which governs data collection from children under 13, directly applicable to the Revolut Kids and Teens product.
    File a complaint →

Provision details

Document information
Document
Revolut Terms of Service
Entity
Revolut
Document last updated
April 29, 2026
Tracking information
First tracked
April 27, 2026
Last verified
April 27, 2026
Record ID
CA-P-003642
Document ID
CA-D-00267
Evidence Provenance
Source URL
Wayback Machine
SHA-256
4443517be87c2c1be80196d79df41252a2b5ac54e66fb6f79be5c4557ba58694
Verified
✓ Snapshot stored   ✓ Change verified
How to Cite
ConductAtlas Policy Archive
Entity: Revolut | Document: Revolut Terms of Service | Record: CA-P-003642
Captured: 2026-04-27 15:23:46 UTC | SHA-256: 4443517be87c2c1b…
URL: https://conductatlas.com/platform/revolut/revolut-terms-of-service/age-restriction-and-minor-account-kids-and-teens/
Accessed: May 2, 2026
Classification
Severity
Medium
Categories

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