Revolut · Revolut Terms of Service

Limitation of Liability — Exclusion of Consequential Damages

High severity
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What it is

Revolut will not pay you compensation for indirect losses such as lost business income, lost profits, or any financial harm beyond the direct amount at issue — even if those losses were caused by Revolut's error.

Change history

modified Apr 29, 2026

Previous version had empty excerpt; current version now includes explicit detailed enumeration of excluded damages (business losses, lost revenue, lost profits, lost data) with heightened liability protection.

View full change record →

Consumer impact (what this means for users)

This clause limits what Revolut will compensate you for if something goes wrong — you can only recover the direct loss, not any wider financial harm like missed payments, overdraft fees at another institution, or lost business income caused by Revolut's error.

Cross-platform context

See how other platforms handle Limitation of Liability — Exclusion of Consequential Damages and similar clauses.

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Why it matters (compliance & risk perspective)

If Revolut's error causes you to miss a payment deadline, lose a business opportunity, or suffer other knock-on financial harm, you will likely be unable to recover those losses from Revolut under this clause.

View original clause language
To the fullest extent permitted by law, we and our partners will not be held liable for any loss or damage that was not reasonably foreseeable when you entered into this Agreement, or for any business losses, lost revenue, lost profits, lost data or indirect or consequential losses.

Institutional analysis (Compliance & legal intelligence)

(1) REGULATORY FRAMEWORK: Limitation of liability clauses in consumer financial services contracts are assessed against EFTA error resolution requirements (15 U.S.C. §1693f; 12 CFR 1005.11) which establish minimum liability standards for unauthorized transfers. State UDAP statutes may restrict the enforceability of consequential damage exclusions against consumers. The FTC Act Section 5 prohibition on unfair or deceptive acts applies where such clauses are used to evade responsibility for foreseeable consumer harm. (2)

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Applicable agencies

  • CFPB
    The CFPB enforces Regulation E's minimum liability standards for electronic fund transfer errors, which cannot be waived by contract terms that purport to exclude recoverable losses.
    File a complaint →
  • FTC
    The FTC has authority under FTC Act Section 5 to challenge contract clauses that unfairly limit consumer remedies in ways that cause substantial consumer harm.
    File a complaint →

Provision details

Document information
Document
Revolut Terms of Service
Entity
Revolut
Document last updated
April 29, 2026
Tracking information
First tracked
April 27, 2026
Last verified
April 27, 2026
Record ID
CA-P-003637
Document ID
CA-D-00267
Evidence Provenance
Source URL
Wayback Machine
SHA-256
4443517be87c2c1be80196d79df41252a2b5ac54e66fb6f79be5c4557ba58694
Verified
✓ Snapshot stored   ✓ Change verified
How to Cite
ConductAtlas Policy Archive
Entity: Revolut | Document: Revolut Terms of Service | Record: CA-P-003637
Captured: 2026-04-27 15:23:46 UTC | SHA-256: 4443517be87c2c1b…
URL: https://conductatlas.com/platform/revolut/revolut-terms-of-service/limitation-of-liability-exclusion-of-consequential-damages/
Accessed: May 2, 2026
Classification
Severity
High
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