Revolut updated its Terms of Service on April 29, 2026 to introduce a new 'Move Money Rules' feature. This feature lets users automate the movement of funds between different pockets in their Revolut account or automatically exchange currencies when certain conditions are met. Users should be aware that limits and fees may apply depending on their plan.
Revolut has introduced a 'Move Money Rules' feature that allows you to automate transfers between pockets in your account or set up automatic currency exchanges based on conditions you define. This is a new capability that expands what you can do with your account, but it comes with a caveat: limits and fees may vary depending on your subscription plan, which could affect lower-tier users more than premium subscribers. You can review your plan's fee schedule in the Revolut app to understand what costs may apply before setting up any automated rules.
Revolut has officially added rules about a feature that automates money movements, and warns that your plan may limit what you can do or charge you fees for it.
The new Move Money Rules feature expands automation options for Revolut users, but the note that fees and limits apply depending on your plan means free or lower-tier users may face restrictions or costs that premium users do not. Understanding your plan's specific limits before enabling automation is important to avoid unexpected charges.
New clause introduces automated fund movement and currency exchange functionality within Revolut accounts, subject to plan-dependent fees and limits.
Document version date updated from July 15, 2025 to April 28, 2026, reflecting the current terms revision.
ConductAtlas Policy Archive Entity: Revolut | Document: Revolut Terms of Service | Record: CA-C-000714 Captured: 2026-04-29 06:37:15 UTC URL: https://conductatlas.com/change/2026-04-29-revolut-revolut-terms-of-service-714/ Accessed: May 2, 2026
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Revolut added a new 'Move Money Rules' section to its Personal Terms on April 29, 2026, formalizing a feature that automates intra-account fund movements and currency exchanges triggered by user-defined conditions. The change is additive — no existing rights were removed. It touches payment services disclosure obligations under PSD2 (Art. 45, 52) and potentially FCA COBS/BCOBS rules on fee transparency, as fees and limits are flagged as plan-dependent without specific disclosure. Compliance teams at organizations using Revolut in their vendor stack should note this feature exists but no immediate action is required unless Revolut is used in a business capacity that triggers downstream customer disclosure duties.
1. PSD2 (Directive 2015/2366/EU) — Art. 45 (information on charges) and Art. 52(3) (framework contract information requirements): The new Move Money Rules feature involves automated fund transfers and currency exchanges; fee and limit disclosures must meet pre-contractual information standards.
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ConductAtlas provides verified policy intelligence sourced directly from platform documents. All analysis is intended to support, not replace, legal and compliance review. Record CA-C-000714.
This is a material shift from previous dispute resolution terms, replacing traditional litigation rights with mandatory arbitration and eliminating class action remedies, significantly limiting user legal remedies.
New explicit provision grants Revolut unilateral payment blocking authority beyond fraud prevention, covering regulatory compliance and sanctions without requiring user consent or prior notice.
New provision introduces conditional FDIC deposit insurance coverage dependent on meeting unspecified requirements, creating uncertainty about actual coverage scope and conditions.
New restriction explicitly prohibits speculative forex trading and arbitrage, limiting user's permitted FX market activities beyond normal currency conversion.
New provision discloses encryption limitation where Revolut cannot assist with disputes involving Revolut Messenger communications, creating potential support gaps for message-related issues.
New restriction limits currency options for post-closure withdrawals to USD only, potentially disadvantaging users in other jurisdictions or holding non-USD balances.
New provision establishes English text supremacy in disputes, potentially disadvantaging non-English-speaking users relying on translated versions of terms.
Removal of explicit KYC/identity verification provisions from primary terms suggests these requirements may have been relocated or de-emphasized in the current version.
Removal of standalone fees provision may indicate fees are now addressed separately or in supplementary documents, reducing transparency in primary terms.
Removal of privacy incorporation provision weakens explicit cross-reference to privacy policy, potentially reducing user awareness of data practices in main terms.
Removal of supplementary terms provision from main agreement may obscure the existence or relevance of product-specific terms to users.
Removal of standalone crypto services provision eliminates explicit high-severity warnings about cryptocurrency risks, potentially reducing informed consent for crypto transactions.
Previous version had empty excerpt; current version adds explicit 'for any reason we decide' clause and specifies notification timing exceptions, expanding Revolut's termination discretion.
Previous version had empty excerpt; current version now includes explicit detailed enumeration of excluded damages (business losses, lost revenue, lost profits, lost data) with heightened liability protection.
Previous version had empty excerpt; current version now explicitly integrates sanctions blocking provisions into transaction refusal rights with specific reference to OFAC programs.
Previous version had empty excerpt with 'User Eligibility and Age Restrictions' label; current version now specifies exact age thresholds (18 for adults, 6-17 for supervised minor accounts) and parental guardianship requirements.
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