Revolut can freeze or permanently close your account at any time for a wide range of reasons, including at their own discretion, with no advance notice required in many circumstances.
Previous version had empty excerpt; current version adds explicit 'for any reason we decide' clause and specifies notification timing exceptions, expanding Revolut's termination discretion.
View full change record →Your account and access to your funds can be suspended or closed immediately at Revolut's discretion, including without prior notice, which creates material financial access risk especially for customers using Revolut as a primary account.
Cross-platform context
See how other platforms handle Unilateral Account Suspension and Termination and similar clauses.
Compare across platforms →Revolut's right to suspend or close your account immediately — including for any reason it decides — could leave you without access to your funds without warning, which is particularly significant for customers who rely on the account as a primary financial tool.
(1) REGULATORY FRAMEWORK: Account closure and suspension practices in prepaid accounts are regulated under Regulation E (12 CFR 1005.18) and the CFPB's Prepaid Accounts Rule. The EFTA requires issuers to provide error resolution rights and access to funds. Sudden account closures without adequate notice may also engage state unfair and deceptive acts and practices (UDAP) statutes. FinCEN SAR filing obligations (31 CFR §1020.320) may constrain the ability to notify users in AML-related closures. (2)
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Regulatory citations, enforcement risk, and due diligence action items.
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