Revolut can block or reverse your transactions at any time if it suspects fraud, receives a legal order, or if the transaction involves a sanctioned country — and does not need to notify you in advance.
New explicit provision grants Revolut unilateral payment blocking authority beyond fraud prevention, covering regulatory compliance and sanctions without requiring user consent or prior notice.
View full change record →Your transactions — including outbound payments — can be blocked or reversed by Revolut without prior notice, creating financial risk if you are relying on a payment being processed at a specific time.
Cross-platform context
See how other platforms handle Transaction Blocking and Delay Rights and similar clauses.
Compare across platforms →Revolut can block legitimate payments without advance notice, which could cause significant financial disruption, particularly for international transfers or time-sensitive payments.
(1) REGULATORY FRAMEWORK: Transaction blocking obligations engage OFAC sanctions regulations (31 CFR Chapter V, including country-specific sanctions programs) with potential civil and criminal penalties for violations. BSA/AML transaction monitoring obligations under 31 U.S.C. §5318 and FinCEN regulations require suspicious activity reporting. Regulation E (12 CFR 1005.11) governs error resolution for blocked or erroneous electronic fund transfers. (2)
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