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Revolut's Privacy Policy is incorporated into these Terms and governs how your personal and financial data is collected, used, and shared — you agree to it by using the service.
This analysis describes what Revolut's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
By incorporating multiple documents by reference, this clause creates a unified contractual framework where obligations, restrictions, and disclosures are distributed across several documents rather than consolidated in a single instrument. This structure requires users to consult multiple sources to understand the full scope of their rights and obligations.
The updated Terms of Service no longer document the Move Money Rules feature, which previously allowed users to set up automatic fund transfers across account pockets or currency exchanges based on custom conditions. The removal of this documentation means users cannot point to the terms as a reference for how this feature operates, what limits apply, or what fees may be charged. If the feature remains available in the app, its operational parameters are no longer formally described in the binding terms document.
View change record →Consumers' financial and personal data is governed by a separate Privacy Policy they must independently review, meaning the full scope of data use is not visible in the Terms alone.
How other platforms handle this
The Gemini Apps Privacy Notice does not apply, and your Opal data, including feedback you provide, is processed per the Google Privacy Policy.
Recipients of the data disclosures described in this Privacy Policy are located in the United States and elsewhere in the world, including where privacy laws may not provide as much protection as your country.
Each payment processor uses and processes your complete payment information in accordance with its applicable privacy policy (Stripe and PayPal).
Monitoring
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"These terms and conditions, along with the Cardholder Agreement, Fees pages, Privacy Policy and any other terms and conditions that apply to your account and our services, form a legal agreement (the Agreement) between you and Revolut Technologies Inc.Excerpt from Revolut's Terms of Service (Superseded URL)
Incorporation by reference of a privacy policy raises compliance considerations under GLBA, applicable state privacy laws (including CCPA for California residents), and FinCEN data retention requirements. Legal teams should review both documents together to assess the full data governance framework.
Regulatory citations, enforcement risk, and due diligence action items.
ConductAtlas detected a major restructuring of Meta’s privacy policy that removed detailed consumer rights disclosures and relocated them to separate documents.
Your genetic data may be transferred to a new owner as a business asset. Here is what the Terms of Service actually say and what you can do right now.
Provision-level monitoring, governance timelines, and regulatory mapping built from archived source documents and historical version tracking.
By incorporating multiple documents by reference, this clause creates a unified contractual framework where obligations, restrictions, and disclosures are distributed across several documents rather than consolidated in a single instrument. This structure requires users to consult multiple sources to understand the full scope of their rights and obligations.
Consumers' financial and personal data is governed by a separate Privacy Policy they must independently review, meaning the full scope of data use is not visible in the Terms alone.
ConductAtlas has identified this type of provision across 294 platforms. See the full comparison.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Revolut.