This analysis describes what Revolut's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
All material control over a Group Pocket — including member funds and access — is concentrated exclusively in the owner, leaving other members dependent on the owner's actions.
Interpretive note: The excerpt appears to be truncated ('withdraw funds...'). Any provisions following the ellipsis are not analysed.
The updated Terms of Service no longer document the Move Money Rules feature, which previously allowed users to set up automatic fund transfers across account pockets or currency exchanges based on custom conditions. The removal of this documentation means users cannot point to the terms as a reference for how this feature operates, what limits apply, or what fees may be charged. If the feature remains available in the app, its operational parameters are no longer formally described in the binding terms document.
View change record →If the reader is a Group Pocket member but not the owner, they do not have automatic visibility of all transactions and cannot close the pocket, manage membership, or authorize withdrawals.
How other platforms handle this
You choose who to share your Ring account with, and have control over which devices they can access. You can remove any shared user at any time.
if required, escheat (send) any of your funds held in our possession to your state of residency...If your address is unknown, any of your funds held in our possession will be escheated to the State of Delaware.
Use another user's account or share your account with another person;
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"Only the Revolut user who set up the Group Pocket (the owner) can automatically see all of the Group Pocket's transactions, close the Group Pocket, add or remove other members, and allow Group Pocket members to withdraw funds...— Excerpt from Revolut's Revolut Terms of Service (Superseded URL)
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All material control over a Group Pocket — including member funds and access — is concentrated exclusively in the owner, leaving other members dependent on the owner's actions.
If the reader is a Group Pocket member but not the owner, they do not have automatic visibility of all transactions and cannot close the pocket, manage membership, or authorize withdrawals.
ConductAtlas has identified this type of provision across 260 platforms. See the full comparison.
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