Revolut collects and processes personal data about children through its Revolut Kids and Teens product, with parental approval required for registration.
This analysis describes what Revolut's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Data about children is among the most sensitive and most strictly regulated categories of personal data, and parents should understand what information is collected about their children and how it is used.
Interpretive note: The master notice refers to a standalone Kids and Teens Privacy Notice for full details; the scope and content of that notice cannot be assessed from this document alone, creating uncertainty about the full picture of children's data processing.
If you register a child for Revolut Kids and Teens, Revolut collects the child's personal data; a separate dedicated privacy notice governs this processing and parents should review it carefully as children's data attracts heightened legal protections.
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"register, or approve a registration for, a child to use the Revolut Kids & Teens app— Excerpt from Revolut's Revolut Privacy Policy
(1) REGULATORY LANDSCAPE: Children's personal data in the UK is subject to the ICO's Children's Code (Age Appropriate Design Code), which imposes heightened obligations including data minimization, default privacy settings, and restrictions on profiling children for commercial purposes. UK GDPR requires particular care with special category data and high-risk processing involving minors. The COPPA framework applies to US-facing services if any Revolut entity collects data from children under 13 in the US. (2) GOVERNANCE EXPOSURE: High. The ICO actively enforces the Children's Code against digital services used by minors, and financial apps accessible to children through family accounts face particular scrutiny. Any profiling, marketing, or behavioural targeting of minors would be a significant compliance risk. (3) JURISDICTION FLAGS: The ICO's Children's Code applies in the UK. COPPA applies in the US if applicable. EU member state implementations of GDPR with lower age of consent thresholds may apply for EEA operations. Illinois BIPA could apply if any biometric data relating to minors is collected in Illinois. (4) CONTRACT AND VENDOR IMPLICATIONS: Third-party processors handling children's data must be subject to enhanced due diligence and data processing agreements that reflect the heightened obligations. Any third-party analytics or behavioural tracking services should be reviewed to confirm they do not process children's data for commercial profiling. (5) COMPLIANCE CONSIDERATIONS: Legal teams should confirm that a separate, compliant Children's Code impact assessment has been completed for Revolut Kids and Teens, that the standalone privacy notice for children is age-appropriate and accessible, that parental consent mechanisms are robust, and that profiling or marketing activities are disabled by default for child accounts.
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Data about children is among the most sensitive and most strictly regulated categories of personal data, and parents should understand what information is collected about their children and how it is used.
If you register a child for Revolut Kids and Teens, Revolut collects the child's personal data; a separate dedicated privacy notice governs this processing and parents should review it carefully as children's data attracts heightened legal protections.
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