Revolut may use your personal data to send you targeted offers and marketing communications based on your profile and usage patterns, where you have consented or where the law otherwise permits.
This analysis describes what Revolut's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Revolut uses your transaction and behavioural data to identify and send you product offers, which means your financial behaviour directly influences the commercial communications you receive.
Your spending patterns, account activity, and inferred financial behaviour may be used to target you with specific Revolut product offers; you can opt out of marketing communications through the app or by contacting dpo@revolut.com.
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At Ledger, earning and maintaining our users' trust is a top priority. That's why we are deeply committed not only to protecting your privacy and securing your personal data, but also to being fully transparent about how we handle it.
If you are located in the European Economic Area, Switzerland, or the United Kingdom, you have the right to access, correct, or erase your personal data; the right to restrict or object to our processing of your personal data; the right to data portability; and, where our processing is based on your...
We may display advertisements on our Services and those advertisements may be targeted to your interests based on your personal information. We may share your personal information with advertising partners for interest-based advertising purposes. You may opt out of interest-based advertising by visi...
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"we use your personal data to run our services, stop fraud, make decisions about whether you're eligible to use certain products, improve our products, and send you relevant offers (where allowed).— Excerpt from Revolut's Revolut Privacy Policy
(1) REGULATORY LANDSCAPE: Direct marketing by electronic means in the UK is governed by the Privacy and Electronic Communications Regulations 2003 (PECR) in addition to UK GDPR. Consent requirements for electronic marketing depend on the channel and the existing customer relationship. Profiling for marketing purposes requires a documented lawful basis and, where consent is the basis, a compliant consent mechanism. The ICO enforces both PECR and UK GDPR in relation to marketing practices. (2) GOVERNANCE EXPOSURE: Medium. Financial services firms using transactional data for marketing profiling face heightened expectations from the ICO regarding transparency and consent quality. The RevPoints Privacy Notice referenced in the document suggests a separate rewards and loyalty-linked marketing framework, which adds complexity to the consent and preference management architecture. (3) JURISDICTION FLAGS: PECR applies across the UK. For EEA customers served by EU Revolut entities, the ePrivacy Directive equivalent applies. California residents may have rights under CCPA to opt out of certain uses of personal information for targeted advertising if any US entity is involved. (4) CONTRACT AND VENDOR IMPLICATIONS: Where third-party marketing analytics or advertising platforms receive personal data for marketing profiling, data processing agreements and, where applicable, controller-to-controller agreements must be in place. Any use of lookalike audiences or data clean rooms with advertising platforms should be assessed against UK GDPR data minimization and purpose limitation requirements. (5) COMPLIANCE CONSIDERATIONS: Compliance teams should audit consent mechanisms for marketing communications to confirm they meet PECR and UK GDPR standards, ensure opt-out mechanisms function correctly across all channels, and confirm that the RevPoints and tailored ads frameworks are consistent with this master notice's marketing disclosures.
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Revolut uses your transaction and behavioural data to identify and send you product offers, which means your financial behaviour directly influences the commercial communications you receive.
Your spending patterns, account activity, and inferred financial behaviour may be used to target you with specific Revolut product offers; you can opt out of marketing communications through the app or by contacting dpo@revolut.com.
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