This analysis describes what Plaid's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
How other platforms handle this
For individuals outside the US, we will not send you direct marketing unless you expressly opt in or as otherwise permitted under the applicable law.
Our Products and Services are intended for individuals at least 18 years of age.
We may use your information for targeted advertising if: Your cookie preferences...allow us to. You've opted in to receive marketing communications from us.
"market or advertise products or services to End Users based on information gathered about End Users through the Plaid Data Partner Products or resultant Plaid Data Partner Output except to the extent permitted in clause (4) or (5) of this SectionExcerpt from Plaid's Terms of Use
Get the weekly coverage letter
Companies change their terms without announcing it. We capture governance documents, compare each new version with the last, and publish what changed, with the source text behind it. One email a week on what we found and what we could not reach.
The clause states: “market or advertise products or services to End Users based on information gathered about End Users through the Plaid Data Partner Products or resultant Plaid Data Partner Output except to the extent permitted in clause (4) or (5) of this Section”
ConductAtlas has identified this type of provision across 140 platforms. See the full comparison.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Plaid.