This analysis describes what Plaid's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Using Services data as part of a consumer report without FCRA compliance carries significant legal risk; the Client's representation and warranty means liability for any such use falls squarely on the Client.
The Client is prohibited from using the Services or Output as or as part of an FCRA consumer report and must ensure no third party it works with does so either.
How other platforms handle this
May harm the reputation of Tinder or its affiliates, meaning the uploading or sharing of content on the Tinder platform that is defamatory to Tinder or its affiliates or advocates misuse of the Service...
Political content, including for dissemination in electoral campaigns.
Gore, such as dismemberment, beheadings, mutilations, and exposed organs/bones/muscle
Monitoring
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"Client represents and warrants that it will not, and will not permit or enable any third-party to, use the Services (including Output) as a or as part of a "consumer report" as that term is defined in the FCRA— Excerpt from Plaid's Plaid Terms of Use
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Using Services data as part of a consumer report without FCRA compliance carries significant legal risk; the Client's representation and warranty means liability for any such use falls squarely on the Client.
The Client is prohibited from using the Services or Output as or as part of an FCRA consumer report and must ensure no third party it works with does so either.
ConductAtlas has identified this type of provision across 243 platforms. See the full comparison.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Plaid.