“Client will not access, use, or otherwise process such End User data, including in aggregated or anonymized form, for any purpose other than the use case reviewed and permitted by Plaid in writing”
This analysis describes what Plaid's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The restriction covers even anonymized or aggregated data and requires written Plaid approval for each permitted use case, giving Plaid direct control over how End User data is exploited.
Interpretive note: The clause name references 'Income Payroll Data' but the excerpt text does not specify the data type; the canonical claim is limited to what the excerpt establishes.
The Client cannot use End User data for any purpose beyond what Plaid has specifically reviewed and approved in writing, regardless of whether the data has been aggregated or anonymized.
How other platforms handle this
Zoom may obtain and aggregate technical and other data about your and your End Users use of the Services and Software on a de-identified or anonymized basis...and Zoom may use the Aggregated Anonymous Data in accordance with applicable Law...
Cloudflare...shall have the right to use Network Data for purposes of providing, maintaining, developing, and improving its Services.
We may use your personal information to analyze your usage of the Service, improve the Service, improve the rest of our business, help us understand user activity on the Service...
"Client will not access, use, or otherwise process such End User data, including in aggregated or anonymized form, for any purpose other than the use case reviewed and permitted by Plaid in writingExcerpt from Plaid's Terms of Use
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The restriction covers even anonymized or aggregated data and requires written Plaid approval for each permitted use case, giving Plaid direct control over how End User data is exploited.
The Client cannot use End User data for any purpose beyond what Plaid has specifically reviewed and approved in writing, regardless of whether the data has been aggregated or anonymized.
ConductAtlas has identified this type of provision across 272 platforms. See the full comparison.
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