“If Client fails any Compliance Review or fails to provide prompt and complete responses within three business days after Plaid's requests for information (even if Client has passed a previous Compliance Review or received provisional access to the Services), Plaid may suspend, revoke, or terminate Client's access to the Services, without notice or liability”
This analysis describes what Plaid's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Plaid can immediately remove the Client's access to the Services with no advance warning and no financial consequence to Plaid, giving Plaid strong enforcement power over compliance obligations.
If the Client fails a Compliance Review or misses the three-business-day response window, Plaid is permitted to terminate access without giving notice or incurring liability.
How other platforms handle this
If you believe we have suspended or terminated your account in error, you can file an appeal with us by contacting our Support team.
We may however temporarily suspend and/or restrict your account in the event of other breaches if the suspension and/or restriction is proportional to the severity of the breach...
This may include taking corrective measures, such as suspending or terminating the account of any End-User found to be in violation of the terms of this Agreement.
"If Client fails any Compliance Review or fails to provide prompt and complete responses within three business days after Plaid's requests for information (even if Client has passed a previous Compliance Review or received provisional access to the Services), Plaid may suspend, revoke, or terminate Client's access to the Services, without notice or liabilityExcerpt from Plaid's Terms of Use
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Plaid can immediately remove the Client's access to the Services with no advance warning and no financial consequence to Plaid, giving Plaid strong enforcement power over compliance obligations.
If the Client fails a Compliance Review or misses the three-business-day response window, Plaid is permitted to terminate access without giving notice or incurring liability.
ConductAtlas has identified this type of provision across 269 platforms. See the full comparison.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Plaid.