Provision record
Plaid · Plaid Terms of Use · View original document ↗

Exclusion of Indirect and Consequential Damages

High confidence Common · 280 of 343 platforms

Key Facts · in the document’s own words

Does Plaid exclude liability for indirect, special, incidental, consequential, exemplary, or punitive damages?
“NEITHER PLAID NOR ITS AFFILIATES... WILL BE LIABLE UNDER THESE TERMS FOR ANY: (A) INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES...”
Version CA-V-001194, captured May 5, 2026 · live source ↗
Our reading, not the document’s words
Plaid excludes liability for indirect, special, incidental, consequential, exemplary, or punitive damages under these Terms.
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This analysis describes what Plaid's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

Generated by a model from the captured document; not read by a person

This exclusion eliminates a broad category of damages that are often the largest in disputes, significantly limiting the Client's ability to recover losses that flow from Plaid's actions.

Consumer impact (what this means for users)

Generated by a model from the captured document; not read by a person

If Plaid causes harm, the reader cannot recover indirect, special, incidental, consequential, exemplary, or punitive damages under these Terms.

How other platforms handle this

OpenAI

OPENAI'S AFFILIATES, SUPPLIERS, LICENSORS, AND DISTRIBUTORS ARE INTENDED THIRD PARTY BENEFICIARIES OF THIS SECTION.

Kling AI

We may be unable to fulfill certain data requests for legitimate reasons, such as protecting trade secrets, intellectual property, or complying with legal obligations.

Credit Karma

Credit Karma makes no guarantees to you on credit improvement or performance.

See all platforms with this clause type →
▸ View Original Clause Language DOCUMENT RECORD
"
NEITHER PLAID NOR ITS AFFILIATES... WILL BE LIABLE UNDER THESE TERMS FOR ANY: (A) INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES...

Excerpt from Plaid's Terms of Use

Provision details

Document information
Document
Plaid Terms of Use
Entity
Plaid
Date stated by the document
Jan. 19, 2024
As printed in Plaid’s text (version CA-V-001194), not a ConductAtlas date.
Tracking information
First captured by ConductAtlas
May 5, 2026
Text quoted from version
CA-V-001194, captured May 5, 2026
Record ID
CA-P-051342
Document ID
CA-D-000535
Evidence Provenance
Source URL
Wayback Machine
Extracted-text SHA-256 (version CA-V-001194)
0f3fed52e21f302718fe183e6a2f9d49296f90d08c68b9311af91b63f315a12b
Analysis generated
May 7, 2026 09:31 UTC
Methodology
Evidence
✓ Excerpt found in version CA-V-001194, captured May 5, 2026 (checked Oct. 5, 2026)
Citation Record
Entity: Plaid
Document: Plaid Terms of Use
Record ID: CA-P-051342
Version: CA-V-001194
Captured: 2026-05-05 05:43:54 UTC
SHA-256: 0f3fed52e21f3027…
URL: https://conductatlas.com/platform/plaid/plaid-terms-of-use/provision/CA-P-051342/exclusion-of-indirect-and-consequential-damages/
Accessed: Oct. 24, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Categories

Other risks in this policy

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Frequently Asked Questions

What does Plaid's Exclusion of Indirect and Consequential Damages clause do?

This exclusion eliminates a broad category of damages that are often the largest in disputes, significantly limiting the Client's ability to recover losses that flow from Plaid's actions.

How does this clause affect you?

If Plaid causes harm, the reader cannot recover indirect, special, incidental, consequential, exemplary, or punitive damages under these Terms.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 280 platforms. See the full comparison.

Is ConductAtlas affiliated with Plaid?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Plaid.