This analysis describes what Plaid's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
How other platforms handle this
You will not access or attempt to access the Web Services through any automated means, including scripts or web crawlers, except through APIs or other interfaces specifically provided for this purpose.
make calls through the API that exceed limits on the number and frequency of such calls or take any action that imposes an unreasonable or disproportionately heavy load on the API or the Services...
develop or use any applications, except those applications provided by Wyze, that interact with our Products or Services without our prior written consent
"Partner will not, and will not authorize or assist any third-party to: (a) attempt to reverse engineer (except as permitted by applicable law), decompile, disassemble, or otherwise attempt to discover the source code...Excerpt from Plaid's Terms of Use
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The clause states: “Partner will not, and will not authorize or assist any third-party to: (a) attempt to reverse engineer (except as permitted by applicable law), decompile, disassemble, or otherwise attempt to discover the source code...”
ConductAtlas has identified this type of provision across 102 platforms. See the full comparison.
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