Provision record
Plaid · Plaid Terms of Use · View original document ↗

Partner Non-Discriminatory Access Standard

High confidence Common · 102 of 343 platforms

Key Facts · in the document’s own words

What degree of performance must the Partner provide the Data Access Method with?
“Partner will provide the Data Access Method with the degree of performance, availability, integrity, reliability, and currentness that is (1) at least the same as any similar third party working with Partner (including any Plaid competitors)...”
Version CA-V-001194, captured May 5, 2026 · live source ↗
Our reading, not the document’s words
Plaid requires the Partner to provide the Data Access Method with at least the same degree of performance, availability, integrity, reliability, and currentness as it provides to any similar third party, including Plaid competitors.
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This analysis describes what Plaid's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

Generated by a model from the captured document; not read by a person

This non-discrimination standard prevents Partners from offering Plaid inferior data access conditions compared to competing services, protecting Plaid's ability to compete on equal terms.

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Interpretive note: The excerpt ends at item (1), suggesting additional conditions in items (2) and beyond; those are not present in the excerpt and are not reflected in the canonical claim.

Consumer impact (what this means for users)

Generated by a model from the captured document; not read by a person

The Partner is prohibited from giving Plaid's Data Access Method lower performance, availability, integrity, reliability, or currentness than it provides to similar third parties or Plaid competitors.

How other platforms handle this

Reddit

We also require third parties to pay licensing fees for access to larger quantities of content and information.

Xfinity

You will not access or attempt to access the Web Services through any automated means, including scripts or web crawlers, except through APIs or other interfaces specifically provided for this purpose.

ActiveCampaign

Access the Services by any means other than through the standard industry-accepted or ActiveCampaign-approved application program interfaces;

See all platforms with this clause type →
▸ View Original Clause Language DOCUMENT RECORD
"
Partner will provide the Data Access Method with the degree of performance, availability, integrity, reliability, and currentness that is (1) at least the same as any similar third party working with Partner (including any Plaid competitors)...

Excerpt from Plaid's Terms of Use

Provision details

Document information
Document
Plaid Terms of Use
Entity
Plaid
Date stated by the document
Jan. 19, 2024
As printed in Plaid’s text (version CA-V-001194), not a ConductAtlas date.
Tracking information
First captured by ConductAtlas
May 5, 2026
Text quoted from version
CA-V-001194, captured May 5, 2026
Record ID
CA-P-051409
Document ID
CA-D-000535
Evidence Provenance
Source URL
Wayback Machine
Extracted-text SHA-256 (version CA-V-001194)
0f3fed52e21f302718fe183e6a2f9d49296f90d08c68b9311af91b63f315a12b
Analysis generated
May 7, 2026 09:31 UTC
Methodology
Evidence
✓ Excerpt found in version CA-V-001194, captured May 5, 2026 (checked Oct. 5, 2026)
Citation Record
Entity: Plaid
Document: Plaid Terms of Use
Record ID: CA-P-051409
Version: CA-V-001194
Captured: 2026-05-05 05:43:54 UTC
SHA-256: 0f3fed52e21f3027…
URL: https://conductatlas.com/platform/plaid/plaid-terms-of-use/provision/CA-P-051409/partner-non-discriminatory-access-standard/
Accessed: Nov. 1, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Categories

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Frequently Asked Questions

What does Plaid's Partner Non-Discriminatory Access Standard clause do?

This non-discrimination standard prevents Partners from offering Plaid inferior data access conditions compared to competing services, protecting Plaid's ability to compete on equal terms.

How does this clause affect you?

The Partner is prohibited from giving Plaid's Data Access Method lower performance, availability, integrity, reliability, or currentness than it provides to similar third parties or Plaid competitors.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 102 platforms. See the full comparison.

Is ConductAtlas affiliated with Plaid?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Plaid.