This analysis describes what Plaid's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The specific numerical threshold and defined calculation method give Plaid an objective, measurable standard against which Partner performance can be assessed.
The Partner is required to meet a 99.9% availability standard each calendar month, with availability measured against a defined formula that counts only unplanned downtime.
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The audio stream speed shall not exceed two times real time; exceeding use may be limited, and Customers may encounter a 429 "Too Many Requests" error message, as described in the documentation.
You will not exceed...any limit on calls per second set forth in any Specifications...and you will not send files to or from Creators API or PA API that are greater than 40KB without our prior written approval.
"Availability 99.9% or higher* *Calculation: Availability = (Total minutes in a calendar month - Total number of unplanned Downtime Minutes in such calendar month) / Total minutes in such calendar monthExcerpt from Plaid's Terms of Use
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The specific numerical threshold and defined calculation method give Plaid an objective, measurable standard against which Partner performance can be assessed.
The Partner is required to meet a 99.9% availability standard each calendar month, with availability measured against a defined formula that counts only unplanned downtime.
ConductAtlas has identified this type of provision across 108 platforms. See the full comparison.
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