This analysis describes what Plaid's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Mandatory arbitration eliminates the right to pursue disputes in court, and JAMS rules govern the entire process, including procedural rights.
If you have a dispute with Plaid under these Terms, you must resolve it through JAMS arbitration before a single arbitrator rather than in court.
How other platforms handle this
except disputes relating to the enforcement or validity of your, your licensors', our, or our licensors' intellectual property rights
the arbitration provider, National Arbitration and Mediation ("NAM"), shall not accept or administer any demand for arbitration and shall administratively close any arbitration unless the Party bringing such demand for arbitration can certify in writing that the terms...were fully satisfied.
Neither you nor we may elect arbitration of any claims seeking only individualized relief asserted by you or us in small claims court, so long as the action remains in that court and is not removed or appealed de novo...
"any dispute arising under these Terms will be finally settled in accordance with the Comprehensive Arbitration Rules of the Judicial Arbitration and Mediation Service, Inc. ("JAMS") by a single arbitrator...Excerpt from Plaid's Terms of Use
Coinbase's User Agreement includes a mandatory arbitration clause that most users may not have reviewed. Here is what the clause states and how the opt-out process works.
561 arbitration provisions across 197 platforms. ConductAtlas tracks how dispute resolution is being restructured across the internet.
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Mandatory arbitration eliminates the right to pursue disputes in court, and JAMS rules govern the entire process, including procedural rights.
If you have a dispute with Plaid under these Terms, you must resolve it through JAMS arbitration before a single arbitrator rather than in court.
ConductAtlas has identified this type of provision across 205 platforms. See the full comparison.
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