Provision record
Plaid · Plaid Terms of Use · View original document ↗

End User Consent Required Before Services Engagement

High confidence Common · 276 of 343 platforms

Key Facts · in the document’s own words

What does Plaid require the Client to warrant and ensure regarding End Users?
“Before any End User engages with the Client Application in a manner that uses the Services, the Client warrants and will ensure that it provides all notices and obtains all consents required under applicable law...”
Version CA-V-001194, captured May 5, 2026 · live source ↗
Our reading, not the document’s words
Plaid requires the Client to warrant and ensure that all legally required notices are provided and all legally required consents are obtained from each End User before that End User engages with the Client Application in a manner that uses the Services.
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This analysis describes what Plaid's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

Generated by a model from the captured document; not read by a person

The Client bears both a warranty obligation and an operational obligation to secure proper consent, meaning failure exposes the Client to both contractual breach and potential legal liability.

Consumer impact (what this means for users)

Generated by a model from the captured document; not read by a person

The Client is required to ensure End Users receive required notices and give required consents before their data is processed through the Services.

How other platforms handle this

Kling AI

You may exercise the abovementioned rights free of charge by contacting us at the contact details in the "Contact Information" section of this Policy.

Teladoc

Members can disable these features in their device settings; however, doing so may limit app functionality.

Character.AI

Keep other people's personal information private and don't create content that poses privacy or security risks to any person.

See all platforms with this clause type →
▸ View Original Clause Language DOCUMENT RECORD
"
Before any End User engages with the Client Application in a manner that uses the Services, the Client warrants and will ensure that it provides all notices and obtains all consents required under applicable law...

Excerpt from Plaid's Terms of Use

Provision details

Document information
Document
Plaid Terms of Use
Entity
Plaid
Date stated by the document
Jan. 19, 2024
As printed in Plaid’s text (version CA-V-001194), not a ConductAtlas date.
Tracking information
First captured by ConductAtlas
May 5, 2026
Text quoted from version
CA-V-001194, captured May 5, 2026
Record ID
CA-P-051293
Document ID
CA-D-000535
Evidence Provenance
Source URL
Wayback Machine
Extracted-text SHA-256 (version CA-V-001194)
0f3fed52e21f302718fe183e6a2f9d49296f90d08c68b9311af91b63f315a12b
Analysis generated
May 7, 2026 09:31 UTC
Methodology
Evidence
✓ Excerpt found in version CA-V-001194, captured May 5, 2026 (checked Oct. 5, 2026)
Citation Record
Entity: Plaid
Document: Plaid Terms of Use
Record ID: CA-P-051293
Version: CA-V-001194
Captured: 2026-05-05 05:43:54 UTC
SHA-256: 0f3fed52e21f3027…
URL: https://conductatlas.com/platform/plaid/plaid-terms-of-use/provision/CA-P-051293/end-user-consent-required-before-services-engagement/
Accessed: Oct. 23, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Categories

Other risks in this policy

Related Analysis

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Frequently Asked Questions

What does Plaid's End User Consent Required Before Services Engagement clause do?

The Client bears both a warranty obligation and an operational obligation to secure proper consent, meaning failure exposes the Client to both contractual breach and potential legal liability.

How does this clause affect you?

The Client is required to ensure End Users receive required notices and give required consents before their data is processed through the Services.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 276 platforms. See the full comparison.

Is ConductAtlas affiliated with Plaid?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Plaid.