This analysis describes what PayPal's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The updated terms establish mandatory arbitration for most disputes, including those arising before or after the agreement, and add explicit class action and jury trial waivers. Under the revised language, disputes must proceed through individual arbitration rather than court litigation, and users waive the right to participate in class actions. The agreement requires a 60-day informal resolution attempt before arbitration begins and imposes detailed Notice of Dispute requirements, including original handwritten signatures and identity verification. You can opt out of arbitration by sending a written notice postmarked within 30 days of first accepting the agreement.
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you acknowledge that any fees paid by you or by any other persons on your behalf are not provided in exchange for any undertaking by Teladoc Health or its representatives that such healthcare services will be made available to you
Except for any payment obligations, neither Party will be responsible for any failure or delay in the performance of its obligations under this Agreement due to causes beyond its reasonable control...
If you access third party services through Kling AI, you must comply with any terms and conditions applicable to those services.
"PayPal is only a payment service provider We act as a payment service provider only. We do not: Act as an escrow agent...Act as your agent or trustee; Enter into a partnership, joint venture, agency or employment relationship with you...Excerpt from PayPal's User Agreement
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Companies change their terms without announcing it. We capture governance documents, compare each new version with the last, and publish what changed, with the source text behind it. One email a week on what we found and what we could not reach.
The clause states: “PayPal is only a payment service provider We act as a payment service provider only. We do not: Act as an escrow agent...Act as your agent or trustee; Enter into a partnership, joint venture, agency or employment relationship with you...”
ConductAtlas has identified this type of provision across 290 platforms. See the full comparison.
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