Provision record
PayPal · PayPal User Agreement · View original document ↗

No Surcharge for Accepting PayPal

High confidence Common · 115 of 343 platforms

Key Facts · in the document’s own words

What does PayPal prohibit users from imposing for accepting PayPal as a payment method?
“You agree that you will not impose a surcharge or any other fee for accepting PayPal as a payment method.”
Version CA-V-006945, captured Sept. 15, 2026 · live source ↗
Our reading, not the document’s words
PayPal prohibits users from imposing a surcharge or any other fee for accepting PayPal as a payment method.
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This analysis describes what PayPal's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

Generated by a model from the captured document; not read by a person

This prohibition prevents sellers from passing PayPal's processing costs to customers through additional charges at the point of payment.

Recent Activity

This document changed recently

High Sep 15, 2026

The updated terms establish mandatory arbitration for most disputes, including those arising before or after the agreement, and add explicit class action and jury trial waivers. Under the revised language, disputes must proceed through individual arbitration rather than court litigation, and users waive the right to participate in class actions. The agreement requires a 60-day informal resolution attempt before arbitration begins and imposes detailed Notice of Dispute requirements, including original handwritten signatures and identity verification. You can opt out of arbitration by sending a written notice postmarked within 30 days of first accepting the agreement.

View change record →

Consumer impact (what this means for users)

Generated by a model from the captured document; not read by a person

As a user accepting PayPal payments, you are prohibited from adding any surcharge or fee to transactions because PayPal is the payment method.

How other platforms handle this

Target

These financial incentives are reasonably related to the value of the data you provide.

See all platforms with this clause type →
▸ View Original Clause Language DOCUMENT RECORD
"
You agree that you will not impose a surcharge or any other fee for accepting PayPal as a payment method.

Excerpt from PayPal's User Agreement

Provision details

Document information
Document
PayPal User Agreement
Entity
PayPal
Date stated by the document
Sept. 14, 2026
As printed in PayPal’s text (version CA-V-006945), not a ConductAtlas date.
Tracking information
First captured by ConductAtlas
March 6, 2026
Text quoted from version
CA-V-006945, captured Sept. 15, 2026
Record ID
CA-P-019924
Document ID
CA-D-000044
Evidence Provenance
Source URL
Wayback Machine
Archived bytes SHA-256 (version CA-V-006945)
5e7c2cacffde4abbe731dc29303783a6c042ff6fd73b3e44e331dd7fcf8b14d2
Analysis generated
July 9, 2026 04:10 UTC
Methodology
Evidence
✓ Excerpt found in version CA-V-006945, captured Sept. 15, 2026 (checked Oct. 5, 2026)
Citation Record
Entity: PayPal
Document: PayPal User Agreement
Record ID: CA-P-019924
Version: CA-V-006945
Captured: 2026-09-15 00:10:50 UTC
SHA-256: 5e7c2cacffde4abb…
URL: https://conductatlas.com/platform/paypal/paypal-user-agreement/provision/CA-P-019924/no-surcharge-for-accepting-paypal/
Accessed: Oct. 18, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Categories

Other risks in this policy

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Frequently Asked Questions

What does PayPal's No Surcharge for Accepting PayPal clause do?

This prohibition prevents sellers from passing PayPal's processing costs to customers through additional charges at the point of payment.

How does this clause affect you?

As a user accepting PayPal payments, you are prohibited from adding any surcharge or fee to transactions because PayPal is the payment method.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 115 platforms. See the full comparison.

Is ConductAtlas affiliated with PayPal?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by PayPal.