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"If you have opened a PayPal Debit Card Mastercard® account, enrolled in Direct Deposit, or bought or received cryptocurrency with your personal PayPal branded cryptocurrency account...we will place your U.S. dollar PayPal Balance funds in one or more Program Banks, where they will...be eligible for pass-through FDIC insurance...Excerpt from PayPal's User Agreement
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The clause states: “If you have opened a PayPal Debit Card Mastercard® account, enrolled in Direct Deposit, or bought or received cryptocurrency with your personal PayPal branded cryptocurrency account...we will place your U.S. dollar PayPal Balance funds in one or more Program Banks, where they will...be eligible for pass-through FDIC insurance...”
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