This analysis describes what PayPal's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The provision allocates responsibility for contact permission verification to the user rather than requiring PayPal to obtain independent authorization from contacted parties. This establishes a contractual obligation that conditions the lawfulness of contact data processing on user representations about prior consent.
Users assume the obligation to certify that they possess permission from contacts before submitting contact information to PayPal. PayPal's processing of contact data proceeds based on the user's representation of having obtained such permission, rather than independent verification by PayPal.
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"Process information about your contacts. We may use Personal Information in order to make it easy for you to find and connect your contacts, improve payment accuracy and suggest connections with people you may know. By providing us with information about your contacts you certify that you have permission to provide that information to PayPal for the purposes described in this Privacy Statement.— Excerpt from PayPal's PayPal Privacy Statement
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The provision allocates responsibility for contact permission verification to the user rather than requiring PayPal to obtain independent authorization from contacted parties. This establishes a contractual obligation that conditions the lawfulness of contact data processing on user representations about prior consent.
Users assume the obligation to certify that they possess permission from contacts before submitting contact information to PayPal. PayPal's processing of contact data proceeds based on the user's representation of having obtained such permission, rather than independent verification by PayPal.
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