Netflix's Terms of Use establish that all subscription fees are non-refundable including for unused periods, that Netflix can charge any payment method linked to your account if your primary method fails, and that class action lawsuits against Netflix are waived where local law allows. Members are prohibited from sharing their account beyond their household unless their plan specifically permits it. You can cancel your membership anytime via the Account page at netflix.com, which stops future charges at the end of your current billing cycle.
How other platforms handle this
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EXCEPT FOR THE EXPRESS REPRESENTATIONS AND WARRANTIES STATED IN THIS SECTION 5, THE PARTIES MAKE NO REPRESENTATION OR WARRANTY OF ANY KIND WHETHER EXPRESS, IMPLIED (EITHER IN FACT OR BY OPERATION OF LAW), OR STATUTORY, AS TO ANY MATTER WHATSOEVER RELATING TO THIS AGREEMENT. FIGMA EXPRESSLY DISCLAIMS...
The 'as is' disclaimer combined with a broad waiver of consequential damages means subscribers have very limited legal recourse if Netflix's service fails, degrades, or causes downstream harm.