If your main payment method fails, Netflix will automatically try to charge any other payment method linked to your account — you're authorizing this in advance by having multiple methods saved.
The removal of this provision eliminates explicit disclosure about automatic fallback to alternative payment methods and suspension rights for unpaid charges.
View full change record →Consumers who link multiple payment methods to their Netflix account may experience unexpected charges to secondary cards or accounts if their primary payment method fails, without further individual authorization at the time of the charge.
How other platforms handle this
When you purchase the Services on a subscription basis (e.g., monthly, every 3 months or annually), you agree that you are authorizing recurring payments, and payments will be made to Microsoft by the method and at the recurring intervals you have agreed to, until the subscription for that Service i...
If your use of an Offering does not require an Order or Paid Plan but software licensing fees are charged contemporaneously with your use of the Offering, those fees will be charged as described on the Site or in the user interface of the Offering. Such fees may be calculated by combining a fee char...
No spread is included for Coinbase Advanced because you're interacting directly with the order book.
This clause means Netflix may charge a credit card or account you didn't intend to use for the subscription, which could result in unexpected charges to a card you were managing separately or had intended for other purposes.
REGULATORY FRAMEWORK: This provision engages the Electronic Fund Transfer Act (EFTA, 15 U.S.C. §1693 et seq.) and Regulation E (12 CFR Part 1005) regarding preauthorized electronic transfers; the FTC Act Section 5 regarding unfair billing practices; ROSCA (15 U.S.C. §8403); and CFPB supervisory authority over payment processing practices. In the EU, PSD2 (Directive 2015/2366/EU) governs payment authorization requirements. The CFPB and FTC are primary US enforcement authorities.
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