MetaMask updated its Terms of Use in June 2026, adding 59 sentences and modifying 24 others across 319 total sentences. Key changes include: explicit recognition that UK, EU, and EEA consumers retain statutory consumer protection rights that override conflicting terms; clarification that mUSD is a third-party digital asset not issued by Consensys; and terminological updates replacing 'privacy policy' with 'privacy notice' throughout. The terms now state that where local consumer protection law conflicts with the agreement, those laws prevail.
The updated terms explicitly state that UK, EU, and EEA consumers retain statutory consumer protection rights that cannot be limited or excluded by the agreement, and that applicable local law prevails in the event of conflict with these terms. This adds clarity to the legal framework but does not change substantive protections for those users. The terms also clarify that mUSD is a third-party digital asset not issued by Consensys, treating it as a third-party service subject to the agreement's limitations on Consensys' responsibility for third-party services.
The updated terms establish explicit recognition that statutory consumer protection laws in UK, EU, and EEA jurisdictions cannot be overridden by the agreement, clarifying the legal hierarchy for users in those regions. The mUSD clarification operationally establishes that Consensys is not the issuer or administrator of that asset, limiting Consensys' liability for mUSD-related losses or service failures.
→ UK, EU, and EEA users will operate under terms that explicitly preserve their statutory consumer protection rights regardless of agreement language.
→ Users interacting with mUSD will do so understanding it is a third-party asset, and disputes or losses related to mUSD will be subject to the agreement's third-party service limitations.
Updated terms explicitly state that UK, EU, and EEA consumers retain statutory consumer protection rights that cannot be limited or excluded, and that applicable local law prevails in conflicts with the agreement.
Revised terms clarify that mUSD is issued, administered, and governed by third parties, not Consensys, and constitutes a third-party service under the agreement.
This change record describes what was added, removed, or modified in the document. Analysis reflects what the updated agreement states or permits. It does not constitute a legal determination about enforceability. Applicability may vary by jurisdiction. Methodology
MetaMask's June 2026 update adds explicit language recognizing statutory consumer protection rights in UK, EU, and EEA jurisdictions, establishing a conflict-of-laws clause stating that applicable local law prevails. This is consistent with standard consumer contract compliance in those jurisdictions. The clarification regarding mUSD as a third-party asset creates explicit scope boundaries around Consensys' liability for that offering. No material change to dispute resolution, arbitration, or core commercial terms. Compliance teams should verify that the updated language aligns with existing privacy notice practices and third-party service management.
GDPR (EU consumer rights), UK Consumer Rights Act 2015 (statutory rights), EEA consumer protection directives. The addition of explicit statutory rights recognition and conflict-of-laws language suggests the update was undertaken to clarify compliance posture in those jurisdictions, though the update does not cite specific regulatory articles.
Full compliance analysis
Obligation analysis, escalation trigger, board language, and recommended action.
Monitor: regulatory citations + obligations. Compliance: full compliance memo.
ConductAtlas provides verified policy intelligence sourced directly from platform documents. All analysis is intended to support, not replace, legal and compliance review. Record CA-C-003379.
This new provision formalizes MetaMask's revenue model from swaps and discloses fee structures, indicating expanded services beyond wallet functionality.
This provision adds specific feature restrictions and shifts compliance responsibility to users, particularly regarding derivatives trading unavailability in the US.
This broad indemnification clause requires users to cover Consensys's legal costs and liabilities, significantly expanding user financial exposure.
This provision grants Consensys unilateral termination rights with no liability and no stated reason requirement, creating risk of arbitrary access loss.
Removal of explicit comprehensive warranty disclaimer may indicate regulatory concerns or changes in legal strategy regarding service guarantees.
Removal of specific restricted jurisdictions and sanctions language may indicate broadened service availability or reliance on geographic restrictions provision instead.
Removal of this disclaimer may indicate tighter integration with third-party services or updated disclaimers elsewhere, but creates ambiguity on third-party liability.
Removal may indicate reduced user-generated content features or integration, or relocation of this clause to other terms or privacy policies.
Removal of explicit age restriction may indicate relocation to separate terms or reduced emphasis on age gating, but does not necessarily eliminate the requirement.
Company name changed from MetaMask to Consensys, language simplified from formal notice format to clearer arbitration agreement structure, and explicit carve-out added for intellectual property violations.
Company name changed to Consensys, liability cap formula changed from flat $100 to the greater of amounts paid in preceding 12 months or $100, and added service providers to named parties, making the cap potentially higher depending on user payments.
Provision reframed to emphasize non-custodial nature upfront, added explicit warning against sharing SRP/private keys, changed 'cannot' to 'not able to', and softened permanence claim from 'will permanently lose' to 'may lose... permanently'.
Scope significantly expanded from modifying terms to also suspending or discontinuing services, added 'without notice and without liability' language, and company name changed to Consensys, giving broader unilateral power to Consensys.
Expanded scope to explicitly cover non-contractual disputes and claims, removed reference to federal laws, and changed from 'without regard to' to 'without giving effect to' language for conflict of law provisions.
1 provision unchanged.
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