Mercury can share your personal and financial information with affiliated companies, service providers, and business partners, including for marketing purposes that may benefit those third parties.
This analysis describes what Mercury's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Data sharing with third parties for marketing purposes goes beyond what is strictly necessary to provide banking services, which means your financial data may be used in ways unrelated to your Mercury account.
Interpretive note: The extent to which Mercury's data sharing with 'business partners' constitutes 'sale' or 'sharing' under CCPA versus permissible service provider use depends on the specific contractual arrangements, which are not detailed in the policy.
The updated privacy policy now discloses that cookies from Facebook Ads, Bing Ads, Braze, Google Ads, and LinkedIn Ads serve an additional purpose: 'SaleOfInfo'. This means data collected through these cookies may be sold or shared with third-party commercial partners, beyond their existing use for advertising and analytics. Under the revised policy, Mercury treats data from these cookies as subject to potential sale or commercial sharing. You can review Mercury's full privacy policy to understand your data rights and any available opt-out mechanisms.
View change record →Removal of explicit statement about sharing with third parties for their own marketing purposes may obscure the scope of data sharing practices, though specific recipients are detailed elsewhere.
View full change record →The policy permits Mercury to share personal and financial data with business partners for marketing and promotional purposes, which means data about your business banking activity could be used by third parties to target you with offers.
How other platforms handle this
Protect us, our business, our users, and others, for example to enforce our terms of service, prevent spam or other unwanted communications, and investigate or protect against fraud
we may use, retain or share information with law enforcement or others in circumstances where a person's vital interests require protection, such as in the case of emergencies.
Third-party apps use data from Gemini consistent with their own privacy policies and terms.
"We may share your personal information with third parties, including our affiliates, service providers, financial institution partners, and business partners. We may share information with third parties for their own marketing purposes or to provide you with offers and promotions that may be of interest to you.Excerpt from Mercury's Privacy Policy
REGULATORY LANDSCAPE: Third-party data sharing for marketing purposes by a financial institution engages GLBA's privacy notice and opt-out requirements.
Enforcement risk, jurisdiction flags, contract triggers, and due diligence action items.
Search "[your state] attorney general consumer complaint" to find your state's direct complaint form
ConductAtlas detected a major restructuring of Meta’s privacy policy that removed detailed consumer rights disclosures and relocated them to separate documents.
Your genetic data may be transferred to a new owner as a business asset. Here is what the Terms of Service actually say and what you can do right now.
Get the research letter
Companies change their terms quietly. We read every version and catch what actually changed. One email a week on the changes that matter and what they mean.
Data sharing with third parties for marketing purposes goes beyond what is strictly necessary to provide banking services, which means your financial data may be used in ways unrelated to your Mercury account.
The policy permits Mercury to share personal and financial data with business partners for marketing and promotional purposes, which means data about your business banking activity could be used by third parties to target you with offers.
ConductAtlas has identified this type of provision across 287 platforms. See the full comparison.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Mercury.