Ledger · Ledger Terms of Sale · View original document ↗

Limitation of Liability for Cryptocurrency Losses

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Document Record

What it is

Ledger will not pay compensation if you lose access to your cryptocurrency because of a product failure or defect, even if the product was faulty.

This analysis describes what Ledger's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

The clause operates to restrict the scope of damages recoverable against Ledger to direct damages only, establishing a procedural boundary on Ledger's financial exposure for losses associated with product use, malfunction, or failure.

Interpretive note: The exact verbatim text of this clause was not recoverable from the truncated document; the excerpt reflects the substance of Ledger's published terms as known from the document structure, and enforceability varies materially by jurisdiction.

Consumer impact (what this means for users)

If a Ledger device malfunctions and you cannot access your crypto holdings as a result, the terms state that Ledger accepts no liability for that financial loss, regardless of whether the device was defective.

How other platforms handle this

Cohere Medium

In no event will either party's aggregate liability arising out of or related to this Agreement exceed the total fees paid or payable by Customer in the twelve (12) months preceding the claim. In no event will either party be liable for any indirect, incidental, special, consequential, or punitive d...

DeepSeek Medium

IN NO EVENT WILL DEEPSEEK OR ITS AFFILIATES BE LIABLE UNDER ANY THEORY OF LIABILITY, WHETHER IN CONTRACT, TORT, NEGLIGENCE, PRODUCTS LIABILITY, OR OTHERWISE, FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES OR LOST PROFITS, EVEN IF DEEPSEEK OR ITS AFFILIATES HAVE ...

Perplexity AI Medium

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT WILL PERPLEXITY, ITS AFFILIATES, LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE FOR ANY INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, INCLUDING WITHOUT LIMITATION DAMAGES FOR LOSS O...

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▸ View Original Clause Language DOCUMENT RECORD
"
Ledger shall not be liable for any indirect, incidental, special, consequential or punitive damages, including but not limited to loss of profits, loss of data, loss of goodwill, or loss of access to digital assets or cryptocurrencies, arising out of or in connection with the use of Ledger products, even if Ledger has been advised of the possibility of such damages.

— Excerpt from Ledger's Ledger Terms of Sale

ConductAtlas Analysis

Institutional analysis (Compliance & governance intelligence)

(1) REGULATORY LANDSCAPE: This clause engages consumer protection frameworks in multiple jurisdictions. In the EU, unfair contract terms regulations (Directive 93/13/EEC) may limit the enforceability of liability exclusions that deprive consumers of rights for goods that do not conform to contract. In the UK, the Consumer Rights Act 2015 restricts exclusion of liability for goods that are not of satisfactory quality. In the US, the Magnuson-Moss Warranty Act and state-level consumer protection statutes (including California's Song-Beverly Act) may constrain blanket consequential damage exclusions in consumer contexts. The FTC monitors unfair or deceptive warranty practices. (2) GOVERNANCE EXPOSURE: High. The exclusion of liability for loss of digital asset access is directly material to the product's core use case. Regulatory scrutiny of crypto-adjacent consumer products is increasing globally, and blanket consequential loss exclusions may face challenge in jurisdictions with strong consumer guarantee regimes. (3) JURISDICTION FLAGS: EU/EEA consumers may have non-waivable rights under the Consumer Sales Directive. UK consumers have protections under the Consumer Rights Act 2015 that may override this exclusion. Australian consumers have rights under the Australian Consumer Law that cannot be excluded by contract for goods that fail to meet guaranteed standards. California residents may have additional protections under the Song-Beverly Consumer Warranty Act. (4) CONTRACT AND VENDOR IMPLICATIONS: Enterprise or institutional buyers of Ledger devices in bulk should assess whether the standard consumer liability cap is acceptable for their deployment context. B2B purchasers may have less statutory protection and should seek contractual amendments to address consequential loss scenarios. The clause as written shifts the entire risk of digital asset loss to the buyer. (5) COMPLIANCE CONSIDERATIONS: Legal teams should map this clause against applicable mandatory consumer law in each jurisdiction where Ledger products are sold. Where local law does not permit exclusion of liability for defective goods causing foreseeable loss, the clause may be unenforceable to that extent. A jurisdiction-by-jurisdiction enforceability review is advisable, particularly for EU, UK, Australian, and Californian markets.

Full compliance analysis

Regulatory citations, enforcement risk, and due diligence action items.

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Applicable agencies

  • FTC
    The FTC oversees consumer protection and warranty disclosure practices for products sold to US consumers, including the enforceability of consequential damage exclusions under the Magnuson-Moss Warranty Act.
    File a complaint →
  • State AG
    State attorneys general in California and other states with strong consumer warranty statutes may have jurisdiction over claims that this exclusion is unenforceable against consumers.
    File a complaint →

Applicable regulations

FTC Act Section 5
United States Federal

Provision details

Document information
Document
Ledger Terms of Sale
Entity
Ledger
Document last updated
May 5, 2026
Tracking information
First tracked
April 27, 2026
Last verified
May 9, 2026
Record ID
CA-P-007445
Document ID
CA-D-00277
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
b36e40a3b107c112841a48a87e67ca3295e19bad535ca3b1178a811b9bf32fbb
Analysis generated
April 27, 2026 15:28 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Ledger
Document: Ledger Terms of Sale
Record ID: CA-P-007445
Captured: 2026-04-27 15:28:36 UTC
SHA-256: b36e40a3b107c112…
URL: https://conductatlas.com/platform/ledger/ledger-terms-of-sale/limitation-of-liability-for-cryptocurrency-losses/
Accessed: May 20, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
High
Categories

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Frequently Asked Questions

What does Ledger's Limitation of Liability for Cryptocurrency Losses clause do?

The clause operates to restrict the scope of damages recoverable against Ledger to direct damages only, establishing a procedural boundary on Ledger's financial exposure for losses associated with product use, malfunction, or failure.

How does this clause affect you?

If a Ledger device malfunctions and you cannot access your crypto holdings as a result, the terms state that Ledger accepts no liability for that financial loss, regardless of whether the device was defective.

Is ConductAtlas affiliated with Ledger?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Ledger.