California residents have additional rights under state law, including the right to know what personal information Klarna sells or shares, the right to opt out of the sale or sharing of their data, and the right not to be discriminated against for exercising these rights.
This analysis describes what Klarna's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The CCPA/CPRA provisions create specific operational obligations for Klarna regarding data transparency, consumer request processing, and limitations on data monetization activities. These statutory requirements establish baseline privacy protections that operate regardless of contractual language in the privacy policy.
This U.S.-specific provision was removed and replaced with the more globally inclusive 'Consumer Data Rights and Access Mechanisms' that applies based on jurisdiction.
View full change record →If you are a California resident, you can formally opt out of Klarna sharing or selling your personal data for advertising purposes, which provides a stronger and more enforceable privacy protection than what is available to users in other US states.
How other platforms handle this
We may also collect your personal data from other people or companies.
If you are a California resident, you have the right to know what personal information we collect, use, and disclose about you; the right to request deletion of your personal information; the right to opt out of the sale or sharing of your personal information; the right to correct inaccurate person...
Depending on where you are located, you may have certain rights regarding your personal information, including the right to access, correct, delete, or restrict processing of your personal information, the right to data portability, and the right to object to or withdraw consent for certain processi...
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CCPA/CPRA compliance requires Klarna to maintain a 'Do Not Sell or Share My Personal Information' mechanism, respond to consumer requests within 45 days, and maintain records of requests for 24 months. The California Privacy Protection Agency (CPPA) has enforcement authority, and State AG actions remain available for wilful violations.
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The CCPA/CPRA provisions create specific operational obligations for Klarna regarding data transparency, consumer request processing, and limitations on data monetization activities. These statutory requirements establish baseline privacy protections that operate regardless of contractual language in the privacy policy.
If you are a California resident, you can formally opt out of Klarna sharing or selling your personal data for advertising purposes, which provides a stronger and more enforceable privacy protection than what is available to users in other US states.
ConductAtlas has identified this type of provision across 4 platforms. See the full comparison.
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