When you use Klarna to pay at a retailer, Klarna shares relevant personal data about you with that merchant, which may include your contact details, transaction information, and certain profile data.
This analysis describes what Klarna's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Data sharing with retail merchants is operationally necessary for Klarna to execute its core payment service function. The provision establishes the institutional basis for transmitting transaction and customer information to third parties who participate in order completion and merchant systems.
Your personal and transaction data is passed to the retailers you shop with through Klarna, expanding the number of organisations that hold your information and potentially subjecting your data to different privacy standards.
How other platforms handle this
We may share personal information with third-party service providers and partners who support our business operations, including identity verification providers, payment processors, analytics providers, marketing partners, and blockchain analytics companies.
We may share information about you and your transactions with Card Networks and our financial services partners. By accepting this agreement, you authorize Stripe to share your information with these entities for purposes including facilitating your use of the Services, complying with applicable law...
Uber may share data about users, including personal information, with law enforcement officials, government authorities, and private parties as required by law, and in response to legal process, court orders, or government requests, including national security or law enforcement requirements.
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Klarna has changed this document before.
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Merchant data sharing creates joint controller or controller-to-controller data transfer relationships under GDPR, requiring appropriate legal mechanisms and potentially Data Processing Agreements. Under CCPA, this may constitute a 'sale' or 'sharing' of personal information, triggering opt-out obligations for California residents.
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Data sharing with retail merchants is operationally necessary for Klarna to execute its core payment service function. The provision establishes the institutional basis for transmitting transaction and customer information to third parties who participate in order completion and merchant systems.
Your personal and transaction data is passed to the retailers you shop with through Klarna, expanding the number of organisations that hold your information and potentially subjecting your data to different privacy standards.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Klarna.