When you use Klarna to pay at a retailer, Klarna shares relevant personal data about you with that merchant, which may include your contact details, transaction information, and certain profile data.
This analysis describes what Klarna's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Data sharing with retail merchants is operationally necessary for Klarna to execute its core payment service function. The provision establishes the institutional basis for transmitting transaction and customer information to third parties who participate in order completion and merchant systems.
Your personal and transaction data is passed to the retailers you shop with through Klarna, expanding the number of organisations that hold your information and potentially subjecting your data to different privacy standards.
How other platforms handle this
We may share your personal information with our clients (which include financial institutions and merchants), service providers, affiliates, and other third parties as described in this Privacy Notice. We may share personal information with our clients such as financial institutions and merchants so...
We may share your personal information with our affiliates, meaning entities that control, are controlled by, or are under common control with Consensys. We also share information with service providers who assist in operating our services, subject to confidentiality obligations.
At Ledger, earning and maintaining our users' trust is a top priority. That's why we are deeply committed not only to protecting your privacy and securing your personal data, but also to being fully transparent about how we handle it.
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Klarna has changed this document before.
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Merchant data sharing creates joint controller or controller-to-controller data transfer relationships under GDPR, requiring appropriate legal mechanisms and potentially Data Processing Agreements. Under CCPA, this may constitute a 'sale' or 'sharing' of personal information, triggering opt-out obligations for California residents.
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Data sharing with retail merchants is operationally necessary for Klarna to execute its core payment service function. The provision establishes the institutional basis for transmitting transaction and customer information to third parties who participate in order completion and merchant systems.
Your personal and transaction data is passed to the retailers you shop with through Klarna, expanding the number of organisations that hold your information and potentially subjecting your data to different privacy standards.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Klarna.