By registering, users consent to be contacted at any telephone number they provide or that Equifax obtains for them, including wireless numbers, using predictive dialers, automatic telephone dialing systems, and artificial or prerecorded voice messages for non-telemarketing purposes. Users are required to promptly notify Equifax if a phone number is no longer valid or if they wish to revoke this consent.
This analysis describes what Equifax's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This provision establishes prior express consent under the Telephone Consumer Protection Act for Equifax's use of automated dialing systems and prerecorded voice messages to contact users at wireless numbers. The provision also authorizes contact at telephone numbers that Equifax 'obtains' for the user, which extends beyond numbers affirmatively provided by the user.
Interpretive note: The authorization to contact users at telephone numbers Equifax 'obtains' for the user, as distinct from numbers the user provides, raises questions about consent adequacy under TCPA that depend on FCC regulatory interpretation and judicial precedent.
Under this clause, registration constitutes consent to autodialed, prerecorded, and text message contact at any telephone number the user provides or that Equifax obtains, for the duration of the membership. Users wishing to revoke this consent are required to notify Equifax promptly, and the agreement specifies that standard mobile messaging and data rates may apply.
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Compare across platforms →"You also expressly consent and agree to be contacted by Us or anyone acting on Our behalf for non-telemarketing purposes at any telephone number You provide to Us or we obtain for you, including wireless telephone numbers. You further agree that We may make this contact by using a predictive dialer or an automatic telephone dialing system, including sending text or mobile messages by such a system, and/or by using an artificial or prerecorded voice. You agree to notify Us promptly if a telephone number You provided to Us is no longer a number at which You may be reached (such as in the event of number reassignment or if you want to revoke your consent to be contacted by telephone).Excerpt from Equifax's Terms of Use
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This provision establishes prior express consent under the Telephone Consumer Protection Act for Equifax's use of automated dialing systems and prerecorded voice messages to contact users at wireless numbers. The provision also authorizes contact at telephone numbers that Equifax 'obtains' for the user, which extends beyond numbers affirmatively provided by the user.
Under this clause, registration constitutes consent to autodialed, prerecorded, and text message contact at any telephone number the user provides or that Equifax obtains, for the duration of the membership. Users wishing to revoke this consent are required to notify Equifax promptly, and the agreement specifies that standard mobile messaging and data rates may apply.
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