This analysis describes what Equifax's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
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"You must also report an eligible identity theft event to Us within ninety (90) days after You first discover the identity theft event.Excerpt from Equifax's Terms of Use
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The clause states: “You must also report an eligible identity theft event to Us within ninety (90) days after You first discover the identity theft event.”
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