“We provide Products and related information solely to assist You in understanding Your financial and credit status for Your personal benefit and You agree that You will not use the Products for any other purpose, especially a commercial purpose.”
This analysis describes what Equifax's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The restriction bars any commercial use of the Products and limits permissible use to the single stated personal purpose, which constrains how users may lawfully engage with the information received.
The reader may only use Equifax's Products to understand their own financial and credit status for personal benefit, and is prohibited from using them for any other purpose, especially commercially.
How other platforms handle this
Discounts provided through the ID.me verification program are for the personal use of the verified individual only. These discounts are non-transferable and may not be used to purchase products for others...
You may not use our Services in any manner that infringes the rights of any third party.
Use the Services for your organization's or company's business needs, rather than for consumer, personal or household purposes.
"We provide Products and related information solely to assist You in understanding Your financial and credit status for Your personal benefit and You agree that You will not use the Products for any other purpose, especially a commercial purpose.Excerpt from Equifax's Terms of Use
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The restriction bars any commercial use of the Products and limits permissible use to the single stated personal purpose, which constrains how users may lawfully engage with the information received.
The reader may only use Equifax's Products to understand their own financial and credit status for personal benefit, and is prohibited from using them for any other purpose, especially commercially.
ConductAtlas has identified this type of provision across 271 platforms. See the full comparison.
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