Provision record
Equifax · Equifax Terms of Use · View original document ↗

Applicable Law Based on Member's State of Residence

Medium severity Explicitdocumentlanguage Common · 271 of 352 platforms
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This analysis describes what Equifax's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

How other platforms handle this

Uber Medium

These Terms shall be governed by and construed in accordance with the laws of the state in which your dispute arises, without regard to the choice or conflict of law principles of any jurisdiction...

Plaid Medium

California: If you are a resident of California, we will not share personal information we collect about you except to the extent permitted under California law.

ZipRecruiter Medium

If you are accessing the Website from a location outside the EEA, U.K., or Canada, you understand that we apply U.S. law and the U.S. advertising industry self-regulatory program to Tracking Technologies associated with the Website.

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▸ View Original Clause Language DOCUMENT RECORD
"
This Agreement and its enforcement shall be governed by the laws of the state in which You most recently told Equifax You live according to Equifax's records, without regard to conflict of law principles.

Excerpt from Equifax's Terms of Use

Applicable regulations

FAA
United States Federal

Provision details

Document information
Document
Equifax Terms of Use
Entity
Equifax
Document last updated
May 5, 2026
Tracking information
First tracked
May 7, 2026
Last verified
July 9, 2026
Record ID
CA-P-053537
Document ID
CA-D-00590
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
7cbc0fe5af19e7689d7e72da5e90cafcc27f4f1c89318f4b3ff9c5e9c2dcbe2c
Analysis generated
May 7, 2026 14:27 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Equifax
Document: Equifax Terms of Use
Record ID: CA-P-053537
Captured: 2026-05-07 14:27:31 UTC
SHA-256: 7cbc0fe5af19e768…
URL: https://conductatlas.com/platform/equifax/equifax-terms-of-use/provision/CA-P-053537/applicable-law-based-on-members-state-of-residence/
Accessed: July 25, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

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Frequently Asked Questions

What does Equifax's Applicable Law Based on Member's State of Residence clause do?

The clause states: “This Agreement and its enforcement shall be governed by the laws of the state in which You most recently told Equifax You live according to Equifax's records, without regard to conflict of law principles.”

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 271 platforms. See the full comparison.

Is ConductAtlas affiliated with Equifax?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Equifax.