This analysis describes what Equifax's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The restriction bars any commercial use of the Products and limits permissible use to the single stated personal purpose, which constrains how users may lawfully engage with the information received.
The reader may only use Equifax's Products to understand their own financial and credit status for personal benefit, and is prohibited from using them for any other purpose, especially commercially.
How other platforms handle this
Except as set forth below, or as otherwise approved by us, the services are for your personal, non-commercial use unless you enter into a separate agreement with us for your commercial use.
The Services are intended for business use by corporate or business entities, and you agree that you will not use the Services for any personal or individual use.
You may not display any personal contact, banking, or peer-to-peer payment information, whether in relation to you or any other person (for example, names, home addresses or postcodes, telephone numbers, email addresses, URLs, credit/debit card...)
"We provide Products and related information solely to assist You in understanding Your financial and credit status for Your personal benefit and You agree that You will not use the Products for any other purpose, especially a commercial purpose.Excerpt from Equifax's Terms of Use
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The restriction bars any commercial use of the Products and limits permissible use to the single stated personal purpose, which constrains how users may lawfully engage with the information received.
The reader may only use Equifax's Products to understand their own financial and credit status for personal benefit, and is prohibited from using them for any other purpose, especially commercially.
ConductAtlas has identified this type of provision across 281 platforms. See the full comparison.
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