Equifax reserves the right to modify, discontinue, or terminate any product or the agreement itself for any reason, with or without notice. If an entire product is cancelled, the agreement states users receive a pro-rated refund for undelivered product; if a product is merely modified or a feature discontinued, the stated recourse is limited to cancellation under Section 11.
This analysis describes what Equifax's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This provision establishes asymmetric termination rights, under which Equifax may cancel, suspend, or modify products or the agreement for any reason with or without notice, while the user's recourse for product modifications or feature discontinuation is limited to voluntary cancellation. The provision makes the stated pro-rated refund right contingent on full product cancellation rather than partial modification.
Under this clause, Equifax may modify or discontinue any product or product feature without advance notice, and the agreement states that the user's recourse in that circumstance is cancellation of the product rather than any form of compensation. If an entire product is cancelled by Equifax, the agreement provides for a pro-rated refund for undelivered product.
Cross-platform context
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Compare across platforms →"We may change the prices for Our Products at any time, with notice, and You will be charged the new price for all future purchases or renewals of Products. We may not offer every Product on every Site and we may also modify or discontinue any of Our Products or this Site (or any portion of Our Products or the Site) or cancel, suspend or terminate this Agreement for any reason with or without notice. If we do cancel this Agreement or any entire Product You have purchased, We will give You a pro-rated refund for any Products purchased but not yet provided. If We only modify a Product or discontinue a Product feature or features, Your only recourse is to cancel Your Product in accordance with Section 11 of this Agreement.Excerpt from Equifax's Terms of Use
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This provision establishes asymmetric termination rights, under which Equifax may cancel, suspend, or modify products or the agreement for any reason with or without notice, while the user's recourse for product modifications or feature discontinuation is limited to voluntary cancellation. The provision makes the stated pro-rated refund right contingent on full product cancellation rather than partial modification.
Under this clause, Equifax may modify or discontinue any product or product feature without advance notice, and the agreement states that the user's recourse in that circumstance is cancellation of the product rather than any form of compensation. If an entire product is cancelled by Equifax, the agreement provides for a pro-rated refund for undelivered product.
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