Provision record
Equifax · Equifax Terms of Use · View original document ↗

IDR Excluded for Business Purpose Account Losses

Medium severity Explicit document language Unique · 0 of 352 platforms
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This analysis describes what Equifax's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

How other platforms handle this

Public.com Medium

These choices do not apply to certain informational communications including important information and documentation relating to your account.

Square Medium

Depending on how your Customers interact with the Services, Square may process Your Customers' Data as a business service provider.

Microsoft Medium

We've distilled our commitment into six core values: Fairness Reliability and safety Privacy and security Transparency Accountability Inclusiveness

See all platforms with this clause type →
▸ View Original Clause Language DOCUMENT RECORD
"
Circumstances where You suffer any loss to an account used for a "business purpose". For purposes of this exclusion, "business purpose" shall mean any purpose other than for personal, family or household purposes...

Excerpt from Equifax's Terms of Use

Provision details

Document information
Document
Equifax Terms of Use
Entity
Equifax
Date stated by the document
Nov. 11, 2025
As printed in Equifax’s text (version CA-V-006815), not a ConductAtlas date.
Tracking information
First captured by ConductAtlas
May 5, 2026
Text quoted from version
CA-V-006815, captured Sept. 11, 2026
Record ID
CA-P-053677
Document ID
CA-D-000590
Evidence Provenance
Source URL
Wayback Machine
Archived bytes SHA-256 (version CA-V-006815)
acf3bdac4efcb86ada0d02f66c3562b6ad2430d9dbc1dd341df079a0a1d659ca
Analysis generated
May 7, 2026 14:27 UTC
Methodology
Evidence
✓ Excerpt found verbatim in version CA-V-006815 (checked Oct. 5, 2026)
Citation Record
Entity: Equifax
Document: Equifax Terms of Use
Record ID: CA-P-053677
Version: CA-V-006815
Captured: 2026-09-11 01:03:01 UTC
SHA-256: acf3bdac4efcb86a…
URL: https://conductatlas.com/platform/equifax/equifax-terms-of-use/provision/CA-P-053677/idr-excluded-for-business-purpose-account-losses/
Accessed: Oct. 8, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

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Frequently Asked Questions

What does Equifax's IDR Excluded for Business Purpose Account Losses clause do?

The clause states: “Circumstances where You suffer any loss to an account used for a "business purpose". For purposes of this exclusion, "business purpose" shall mean any purpose other than for personal, family or household purposes...”

Is ConductAtlas affiliated with Equifax?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Equifax.