Enrolling in a free trial requires providing a valid payment source and obligates the user to active membership beyond the trial period unless they cancel before the trial expires. If no cancellation action is taken, the membership automatically converts to a paid subscription and the applicable fee is charged to the payment source on file.
This analysis describes what Equifax's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This provision establishes that free trial enrollment is a commitment to ongoing paid membership unless cancelled before the trial period ends, with the payment source charged automatically upon conversion. The agreement places the full responsibility for cancellation on the user and states that payment source pre-authorization may occur during the trial.
Under these terms, users who enroll in a free trial must take affirmative cancellation steps before the trial period expires to avoid automatic conversion to a paid membership and the associated charge to their payment source. The agreement specifies that cancellation during the trial period can be completed at no charge by calling 1-866-807-7461.
Cross-platform context
See how other platforms handle Free Trial Auto-Conversion to Paid Membership and similar clauses.
Compare across platforms →"Whenever offered, all free trials of Our Products require that You enroll as a Member. This enrollment obligates You to continue Your membership beyond the expiration of the free trial period unless You take the steps necessary to cancel Your membership. You should carefully consider these obligations before attempting to enroll in any free trial. As part of any trial enrollment, You will be required to provide Us with a valid Payment Source, such as credit card information. Prior to fulfilling Your order under any free trial, a prior authorization may be requested from the Payment Source to ensure it is valid, but We will not bill Your account until the free trial period has expired and provided that You have not yet cancelled Your trial membership. In the event that You wish to continue Your membership beyond the trial period, do nothing and Your membership will automatically continue without interruption and the applicable fee will be billed to the Payment Source provided at the time of enrollment.Excerpt from Equifax's Terms of Use
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This provision establishes that free trial enrollment is a commitment to ongoing paid membership unless cancelled before the trial period ends, with the payment source charged automatically upon conversion. The agreement places the full responsibility for cancellation on the user and states that payment source pre-authorization may occur during the trial.
Under these terms, users who enroll in a free trial must take affirmative cancellation steps before the trial period expires to avoid automatic conversion to a paid membership and the associated charge to their payment source. The agreement specifies that cancellation during the trial period can be completed at no charge by calling 1-866-807-7461.
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