Provision record
Equifax · Equifax Terms of Use · View original document ↗

Applicable Law Based on Member's State of Residence

Medium severity Explicit document language Common · 266 of 352 platforms
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This analysis describes what Equifax's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

Clause Stability Stable

0
Changes
4
Months Monitored
Jul 10, 2026
First Seen
Jul 10, 2026
Last Seen
This clause type exists across 1499 other provisions on other platforms.

How other platforms handle this

ZipRecruiter Medium

If you are accessing the Website from a location outside the EEA, U.K., or Canada, you understand that we apply U.S. law and the U.S. advertising industry self-regulatory program to Tracking Technologies associated with the Website.

Perplexity AI Medium

These Terms are governed by the laws of the State of California, without regard to conflict of laws rules, and the proper venue for any disputes arising out of or relating to any of the same will be the arbitration venue set forth in Section 9, or if arbitration does not apply, then the state and fe...

Tinder Medium

Both parties agree that this choice of law agreement is enforceable and waives the right to have a court conduct a conflict of law analysis.

See all platforms with this clause type →
▸ View Original Clause Language DOCUMENT RECORD
"
This Agreement and its enforcement shall be governed by the laws of the state in which You most recently told Equifax You live according to Equifax's records, without regard to conflict of law principles.

Excerpt from Equifax's Terms of Use

Applicable regulations

FAA
United States Federal

Provision details

Document information
Document
Equifax Terms of Use
Entity
Equifax
Document last updated
May 5, 2026
Tracking information
First tracked
May 7, 2026
Last verified
July 9, 2026
Record ID
CA-P-053537
Document ID
CA-D-00590
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
7cbc0fe5af19e7689d7e72da5e90cafcc27f4f1c89318f4b3ff9c5e9c2dcbe2c
Analysis generated
May 7, 2026 14:27 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Equifax
Document: Equifax Terms of Use
Record ID: CA-P-053537
Captured: 2026-05-07 14:27:31 UTC
SHA-256: 7cbc0fe5af19e768…
URL: https://conductatlas.com/platform/equifax/equifax-terms-of-use/provision/CA-P-053537/applicable-law-based-on-members-state-of-residence/
Accessed: Sept. 8, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

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Frequently Asked Questions

What does Equifax's Applicable Law Based on Member's State of Residence clause do?

The clause states: “This Agreement and its enforcement shall be governed by the laws of the state in which You most recently told Equifax You live according to Equifax's records, without regard to conflict of law principles.”

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 266 platforms. See the full comparison.

Is ConductAtlas affiliated with Equifax?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Equifax.