eBay can hold or restrict access to your funds at its discretion based on account activity, disputes, or risk assessments.
This analysis describes what eBay's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The clause establishes the operational basis for eBay to implement fund holds and restrictions on seller accounts. The specific restrictions and conditions governing when funds may be held are detailed in the referenced Payments Terms of Use, which operates as a separate binding document.
The updated User Agreement incorporates additional policies and terms that were previously referenced separately, making them contractually binding conditions of service use. The agreement now explicitly states that continued use constitutes acceptance of all incorporated policies and additional terms posted on eBay's sites and applications. The updated language emphasizes that disputes are resolved through binding arbitration unless the user opts out according to section 19.B.9, and contains a waiver of class action rights. You can review which eBay entity contracts with you based on your jurisdiction (eBay Inc. for US, eBay UK Limited for UK, eBay GmbH for EU, and others listed) and locate the opt-out mechanism for arbitration in section 19.B.9 of the full agreement.
View change record →This provision gives eBay significant unilateral power to restrict sellers' access to their own money, potentially without immediate explanation or recourse, posing a material financial risk to sellers.
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"To protect eBay from risk of liability for your actions as a seller, eBay Payments Entities (as defined below) may restrict access to your funds as described in the Payments Terms of Use.— Excerpt from eBay's eBay User Agreement
Funds hold provisions in marketplace payment services may engage payment services regulations, including the EU Payment Services Directive (PSD2) for EU users and applicable US state money transmission laws. Compliance teams should assess whether holds are adequately disclosed and procedurally fair.
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The clause establishes the operational basis for eBay to implement fund holds and restrictions on seller accounts. The specific restrictions and conditions governing when funds may be held are detailed in the referenced Payments Terms of Use, which operates as a separate binding document.
This provision gives eBay significant unilateral power to restrict sellers' access to their own money, potentially without immediate explanation or recourse, posing a material financial risk to sellers.
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