eBay can hold or restrict access to your funds at its discretion based on account activity, disputes, or risk assessments.
This analysis describes what eBay's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The clause establishes the operational basis for eBay to implement fund holds and restrictions on seller accounts. The specific restrictions and conditions governing when funds may be held are detailed in the referenced Payments Terms of Use, which operates as a separate binding document.
This provision gives eBay significant unilateral power to restrict sellers' access to their own money, potentially without immediate explanation or recourse, posing a material financial risk to sellers.
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"To protect eBay from risk of liability for your actions as a seller, eBay Payments Entities (as defined below) may restrict access to your funds as described in the Payments Terms of Use.— Excerpt from eBay's eBay User Agreement
Funds hold provisions in marketplace payment services may engage payment services regulations, including the EU Payment Services Directive (PSD2) for EU users and applicable US state money transmission laws. Compliance teams should assess whether holds are adequately disclosed and procedurally fair.
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The clause establishes the operational basis for eBay to implement fund holds and restrictions on seller accounts. The specific restrictions and conditions governing when funds may be held are detailed in the referenced Payments Terms of Use, which operates as a separate binding document.
This provision gives eBay significant unilateral power to restrict sellers' access to their own money, potentially without immediate explanation or recourse, posing a material financial risk to sellers.
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