This analysis describes what Coinbase's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The embedded spread represents Coinbase's transaction revenue model and establishes the pricing structure users encounter during cryptocurrency purchases and sales. This provision clarifies that the displayed price to users incorporates this margin rather than reflecting raw market rates.
Users transacting on Coinbase operate under a pricing structure where the purchase or sale price includes a spread of up to 2% relative to market price. This spread is embedded in the quoted price rather than disclosed as a separate line-item fee.
How other platforms handle this
We may change our fees and exchange rate spreads at any time by giving you notice in accordance with this Agreement. Changes to fees and exchange rates may take effect immediately or on a date specified in the notice.
You can close your account at any time through the Revolut app, or by emailing us at support@revolut.com. You will still have to pay any charges you've incurred. We may also charge you any cancellation fees that apply to other agreements you've entered into with us (for example, if you cancel your M...
Stripe may revise these General Terms, the Services Terms, and the Fees at any time by posting updated versions to our website or notifying you by email. The updated version will be effective as of the time it is posted or, if we notify you by email, as stated in the email. Your continued use of the...
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"Coinbase includes a spread in the price of each cryptocurrency transaction. The spread is the difference between the market price and the price at which Coinbase buys or sells the cryptocurrency to you. The spread may be up to 2% for cryptocurrency transactions.— Excerpt from Coinbase's Coinbase Fee Schedule
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The embedded spread represents Coinbase's transaction revenue model and establishes the pricing structure users encounter during cryptocurrency purchases and sales. This provision clarifies that the displayed price to users incorporates this margin rather than reflecting raw market rates.
Users transacting on Coinbase operate under a pricing structure where the purchase or sale price includes a spread of up to 2% relative to market price. This spread is embedded in the quoted price rather than disclosed as a separate line-item fee.
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