Coinbase · Coinbase Fee Schedule · View original document ↗

Spread Fee Embedded in Price

High severity Unique · 0 of 325 platforms
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This analysis describes what Coinbase's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

The embedded spread represents Coinbase's transaction revenue model and establishes the pricing structure users encounter during cryptocurrency purchases and sales. This provision clarifies that the displayed price to users incorporates this margin rather than reflecting raw market rates.

Consumer impact (what this means for users)

Users transacting on Coinbase operate under a pricing structure where the purchase or sale price includes a spread of up to 2% relative to market price. This spread is embedded in the quoted price rather than disclosed as a separate line-item fee.

How other platforms handle this

Revolut Medium

You can close your account at any time through the Revolut app, or by emailing us at support@revolut.com. You will still have to pay any charges you've incurred. We may also charge you any cancellation fees that apply to other agreements you've entered into with us (for example, if you cancel your M...

Wise Medium

We may change our fees at any time. We will give you advance notice of any changes to fees where required by applicable law. The exchange rate used for currency conversion is set by Wise and may include a markup over the mid-market rate.

Stripe Medium

Stripe may revise these General Terms, the Services Terms, and the Fees at any time by posting updated versions to our website or notifying you by email. The updated version will be effective as of the time it is posted or, if we notify you by email, as stated in the email. Your continued use of the...

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▸ View Original Clause Language DOCUMENT RECORD
"
Coinbase includes a spread in the price of each cryptocurrency transaction. The spread is the difference between the market price and the price at which Coinbase buys or sells the cryptocurrency to you. The spread may be up to 2% for cryptocurrency transactions.

— Excerpt from Coinbase's Coinbase Fee Schedule

Provision details

Document information
Document
Coinbase Fee Schedule
Entity
Coinbase
Document last updated
May 5, 2026
Tracking information
First tracked
March 6, 2026
Last verified
April 9, 2026
Record ID
CA-P-002047
Document ID
CA-D-00049
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
f796a95f0fff32a105254eb1d24b7ed9ff916e5f1bba53f7a1c4cdd7ca823ac9
Analysis generated
March 6, 2026 19:26 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Coinbase
Document: Coinbase Fee Schedule
Record ID: CA-P-002047
Captured: 2026-03-06 19:26:57 UTC
SHA-256: f796a95f0fff32a1…
URL: https://conductatlas.com/platform/coinbase/coinbase-fee-schedule/spread-fee-embedded-in-price/
Accessed: May 20, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
High
Categories

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Frequently Asked Questions

What does Coinbase's Spread Fee Embedded in Price clause do?

The embedded spread represents Coinbase's transaction revenue model and establishes the pricing structure users encounter during cryptocurrency purchases and sales. This provision clarifies that the displayed price to users incorporates this margin rather than reflecting raw market rates.

How does this clause affect you?

Users transacting on Coinbase operate under a pricing structure where the purchase or sale price includes a spread of up to 2% relative to market price. This spread is embedded in the quoted price rather than disclosed as a separate line-item fee.

Is ConductAtlas affiliated with Coinbase?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Coinbase.