When you send cryptocurrency to an external wallet, Coinbase passes on the blockchain network fee to you, and this fee can vary significantly depending on how congested the network is at the time.
This analysis describes what Coinbase's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This clause establishes the operational framework for how Coinbase recovers costs associated with blockchain transaction processing. It clarifies that fee amounts are variable and contingent on network state rather than fixed by Coinbase, and requires pre-transaction disclosure to users.
Removal of dedicated provision for blockchain network/miner fees suggests these fees may no longer be transparently disclosed or have been restructured.
View full change record →During periods of high network congestion, the miner fee for sending Bitcoin or Ethereum could exceed the value of the transaction itself for small amounts, effectively trapping small holdings on the platform until fees normalize.
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"When you send cryptocurrency, Coinbase may charge a network fee (also called a 'miner's fee') to process the transaction on the cryptocurrency network. The exact fee will depend on network conditions at the time of the transaction and will be disclosed prior to completing the send.— Excerpt from Coinbase's Coinbase Fee Schedule
(1) REGULATORY FRAMEWORK: Network fee pass-through practices implicate CFPB UDAAP authority regarding fee disclosure, state money transmission regulations, and EU MiCA Art. 68 requirements for transparent cost disclosure prior to executing a transfer. FinCEN guidance on convertible virtual currency transmittal requirements (31 CFR §1010.410) applies to the underlying transfer. (2)
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This clause establishes the operational framework for how Coinbase recovers costs associated with blockchain transaction processing. It clarifies that fee amounts are variable and contingent on network state rather than fixed by Coinbase, and requires pre-transaction disclosure to users.
During periods of high network congestion, the miner fee for sending Bitcoin or Ethereum could exceed the value of the transaction itself for small amounts, effectively trapping small holdings on the platform until fees normalize.
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