Coinbase only shows you the complete breakdown of all fees — including the spread and transaction fee — on the final preview screen before you tap 'Confirm', not at the point where you enter the amount you want to trade.
Delaying full fee disclosure to the preview step creates a 'sunk cost' psychological pressure — by the time you see the total fees, you have already committed significant time to the transaction and are more likely to proceed regardless of cost.
The removal of the explicit requirement to display and accept fees on a preview screen weakens the procedural safeguard that ensures consumers see fees before committing to transactions.
View full change record →Because the complete fee disclosure appears only on the preview screen immediately before confirmation, users who have already selected their payment method and entered a trade amount may feel pressure to proceed even if the disclosed fees are higher than expected.
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(1) REGULATORY FRAMEWORK: The timing of fee disclosure implicates CFPB UDAAP authority (Dodd-Frank §1031) regarding deceptive omissions prior to the preview screen; FTC Act Section 5 regarding drip pricing (the practice of revealing fees only at the final stage of a transaction); EU MiCA Art. 68 requiring pre-contractual disclosure of all costs; and California Consumer Legal Remedies Act (Civil Code §1770). The FTC's 2024 Junk Fees Rule rulemaking specifically targets late-stage fee disclosure in digital commerce. (2)
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Watch CoinbaseDelaying full fee disclosure to the preview step creates a 'sunk cost' psychological pressure — by the time you see the total fees, you have already committed significant time to the transaction and are more likely to proceed regardless of cost.
Because the complete fee disclosure appears only on the preview screen immediately before confirmation, users who have already selected their payment method and entered a trade amount may feel pressure to proceed even if the disclosed fees are higher than expected.
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