Provision record
Bank of America · Bank of America Privacy Notice · View original document ↗

Joint account opt-out applies to individual only

Medium severity Explicitdocumentlanguage Common · 294 of 352 platforms
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This analysis describes what Bank of America's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

Clause Stability Stable

0
Changes
4
Months Monitored
Jul 10, 2026
First Seen
Jul 10, 2026
Last Seen
This clause type exists across 5260 other provisions on other platforms.

How other platforms handle this

Skillshare Medium

if you do not have a Skillshare account...we will not have enough information about you to verify your requests under this Policy...we will be unable to verify and honor your requests.

Discord Medium

We may use your information to let you know about new products or features we think you'll like...You may opt-out of receiving such marketing communications.

Baseten Medium

Any disclosures We provide will only cover the 12-month period preceding the verifiable request's receipt.

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Monitoring

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▸ View Original Clause Language DOCUMENT RECORD
"
Your choices will apply to you alone unless you tell us otherwise.

Excerpt from Bank of America's Privacy Notice

Applicable regulations

CCPA/CPRA
California, USA
Connecticut Data Privacy Act Amendments
US-CT
CAN-SPAM
United States Federal
FCRA
United States Federal
FTC Act Section 5
United States Federal
GLBA
United States Federal
Indiana Consumer Data Protection Act
US-IN
Kentucky Consumer Data Protection Act
US-KY
TCPA
United States Federal
Universal Opt-Out Mechanism Expansion 2026
US

Provision details

Document information
Document
Bank of America Privacy Notice
Entity
Bank of America
Document last updated
May 5, 2026
Tracking information
First tracked
April 27, 2026
Last verified
May 9, 2026
Record ID
CA-P-021062
Document ID
CA-D-00054
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
1d4e65e734a0b2e8cc01b0312c42f36950c5e1ea1c03ab56dfa173a8ebefa627
Analysis generated
April 27, 2026 11:40 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Bank of America
Document: Bank of America Privacy Notice
Record ID: CA-P-021062
Captured: 2026-04-27 11:40:46 UTC
SHA-256: 1d4e65e734a0b2e8…
URL: https://conductatlas.com/platform/bank-of-america/bank-of-america-privacy-notice/provision/CA-P-021062/joint-account-opt-out-applies-to-individual-only/
Accessed: July 25, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

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Frequently Asked Questions

What does Bank of America's Joint account opt-out applies to individual only clause do?

The clause states: “Your choices will apply to you alone unless you tell us otherwise.”

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 294 platforms. See the full comparison.

Is ConductAtlas affiliated with Bank of America?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Bank of America.