This analysis describes what Bank of America's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The clause establishes the baseline data-sharing practice as permissible sharing with nonaffiliates for marketing, with opt-out as the mechanism through which customers can restrict this activity rather than requiring prior consent.
Customers operate under terms that authorize nonaffiliate marketing data sharing by default; the provision requires customers to affirmatively contact the bank through specified channels to restrict this sharing practice.
How other platforms handle this
If you are a California resident, you have the right to: Know what personal information is being collected about you; Know whether your personal information is sold or disclosed and to whom; Say no to the sale of personal information; Access your personal information; Request deletion of your person...
Depending on where you live, you may have certain rights with respect to your personal information, such as the right to request access, correction, or deletion of your personal information, or to opt out of the sale or sharing of your personal information. If you are a California resident, you have...
At Ledger, earning and maintaining our users' trust is a top priority. That's why we are deeply committed not only to protecting your privacy and securing your personal data, but also to being fully transparent about how we handle it.
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"We share your personal information with nonaffiliated companies for their marketing purposes. You can limit this sharing. To limit our sharing: Call us at 1-888-341-5000 — our menu will prompt you through your choice(s), or visit us online at bankofamerica.com.— Excerpt from Bank of America's Bank of America Privacy Notice
Ad personalization controls removed. Contact scanning added. Advertiser data partnerships quietly dropped. A timeline of every change.
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The clause establishes the baseline data-sharing practice as permissible sharing with nonaffiliates for marketing, with opt-out as the mechanism through which customers can restrict this activity rather than requiring prior consent.
Customers operate under terms that authorize nonaffiliate marketing data sharing by default; the provision requires customers to affirmatively contact the bank through specified channels to restrict this sharing practice.
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