Bank of America · Bank of America Privacy Notice · View original document ↗

Everyday Business Purposes Sharing — No Opt-Out

Medium severity Unique · 0 of 343 platforms
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This analysis describes what Bank of America's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

This provision establishes that certain data sharing activities fall outside the scope of customer consent mechanisms or opt-out rights. It designates specific operational and legal functions as exempt from information-sharing limitations that may apply to other categories of disclosure.

Clause Stability Stable

0
Changes
3
Months Monitored
Apr 27, 2026
First Seen
Apr 27, 2026
Last Seen
This clause type exists across 78 other provisions on other platforms.

Consumer impact (what this means for users)

Under this clause, customers operate under terms that require acceptance of information sharing for the stated business purposes as a condition of account maintenance, without the ability to selectively restrict these particular disclosures. The provision removes opt-out authority specifically for transactions, account administration, legal process responses, and credit bureau reporting.

How other platforms handle this

FanDuel High

If you would like to opt out of the disclosure of your personal information for purposes that could be considered "sales" for those third parties' own commercial purposes, or "sharing" or processing for purposes of targeted advertising, please visit the following link, which is also available in the...

Duolingo Medium

If you are a California resident, you have the right to know what personal information we collect, use, disclose, and sell about you; the right to request that we delete your personal information; the right to opt out of the sale or sharing of your personal information; the right to correct inaccura...

Cursor Medium

ANYSPHERE WILL NOT USE CONTENT TO TRAIN, OR ALLOW ANY THIRD PARTY TO TRAIN, ANY AI MODELS, UNLESS YOU'VE EXPLICITLY AGREED TO THE USE OF CONTENT FOR TRAINING. You can find instructions in the Service for how to manage your preferences regarding the use of Inputs and Suggestions for training.

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▸ View Original Clause Language DOCUMENT RECORD
"
For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus — we share your personal information. You cannot limit this sharing.

— Excerpt from Bank of America's Bank of America Privacy Notice

Provision details

Document information
Document
Bank of America Privacy Notice
Entity
Bank of America
Document last updated
May 5, 2026
Tracking information
First tracked
April 27, 2026
Last verified
May 9, 2026
Record ID
CA-P-003315
Document ID
CA-D-00054
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
1d4e65e734a0b2e8cc01b0312c42f36950c5e1ea1c03ab56dfa173a8ebefa627
Analysis generated
April 27, 2026 11:40 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Bank of America
Document: Bank of America Privacy Notice
Record ID: CA-P-003315
Captured: 2026-04-27 11:40:46 UTC
SHA-256: 1d4e65e734a0b2e8…
URL: https://conductatlas.com/platform/bank-of-america/bank-of-america-privacy-notice/everyday-business-purposes-sharing-no-opt-out/
Accessed: June 20, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

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Frequently Asked Questions

What does Bank of America's Everyday Business Purposes Sharing — No Opt-Out clause do?

This provision establishes that certain data sharing activities fall outside the scope of customer consent mechanisms or opt-out rights. It designates specific operational and legal functions as exempt from information-sharing limitations that may apply to other categories of disclosure.

How does this clause affect you?

Under this clause, customers operate under terms that require acceptance of information sharing for the stated business purposes as a condition of account maintenance, without the ability to selectively restrict these particular disclosures. The provision removes opt-out authority specifically for transactions, account administration, legal process responses, and credit bureau reporting.

Is ConductAtlas affiliated with Bank of America?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Bank of America.