This analysis describes what Bank of America's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This provision establishes a data-sharing authorization that operates without an opt-out mechanism, meaning the institution retains discretion to share customer information for marketing activities with third-party financial entities as a standard operational practice.
Under this clause, customers' personal information is shared with nonaffiliated financial companies for joint marketing purposes as a default practice. The terms do not provide a mechanism to limit or restrict this specific category of information sharing.
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"We share your personal information with nonaffiliated companies for joint marketing with other financial companies. You cannot limit this sharing.— Excerpt from Bank of America's Bank of America Privacy Notice
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This provision establishes a data-sharing authorization that operates without an opt-out mechanism, meaning the institution retains discretion to share customer information for marketing activities with third-party financial entities as a standard operational practice.
Under this clause, customers' personal information is shared with nonaffiliated financial companies for joint marketing purposes as a default practice. The terms do not provide a mechanism to limit or restrict this specific category of information sharing.
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