This analysis describes what Bank of America's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The provision defines the scope of personal data collection practices tied to customer account relationships. By structuring collection around product-specific categories, the bank establishes the operational framework for determining what information is gathered across its service portfolio.
Customers' personal information collection is governed by the specific products or services they maintain with the bank. The terms authorize collection of the enumerated financial and credit-related data categories as part of account management and service delivery.
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"The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and income, Account balances and payment history, Credit history and credit scores, Checking account information and wire transfer instructions.— Excerpt from Bank of America's Bank of America Privacy Notice
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The provision defines the scope of personal data collection practices tied to customer account relationships. By structuring collection around product-specific categories, the bank establishes the operational framework for determining what information is gathered across its service portfolio.
Customers' personal information collection is governed by the specific products or services they maintain with the bank. The terms authorize collection of the enumerated financial and credit-related data categories as part of account management and service delivery.
ConductAtlas has identified this type of provision across 1 platforms. See the full comparison.
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